Motorcycle Insurance Discussion This is the place to discuss what type of Motorcycle Insurance you carry or any problems or good experiences you've had with certain companies.

Is My Bike Insurance Too High???

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  #21  
Old 09-29-2010, 11:29 PM
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Originally Posted by MB-WideGlide
You guys have it good in the USA,. I'm 48 perfect driving record no points at all ,my 2010 Wide Glide is $1700.00 for the year. here in Manitoba Canada

Holy crap! What kind of coverage is that? Full, including theft or liability only? Here in Japan I pay about $265 a year for liability only. I figure if dump it and it is my fault, I deserve to pay what it costs me to fix my bike. I also don't have theft insurance, because there have been no recorded thefts of H-Ds in my prefecture and Japan in general has a very low theft rate, except in Tokyo. If I had full coverage including theft, however, I'd be paying about what you are.
 
  #22  
Old 09-29-2010, 11:37 PM
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2009 FLHTC, full coverage policy including $250/Comp and $500/Collision deductibles - 63 yrs. old, clean driving record:

Safeco - $904/yr.
Geico - $493/yr.
 
  #23  
Old 09-30-2010, 12:33 AM
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Unhappy 12 months?

Originally Posted by texaswiz
Not wishing to hijack this at all, but I can't help but wonder if you "way up north riders" need to carry insurance a full 12 months out of the year if you can only ride say 7 months?
|m way up( Almost Alaska up)- I buy 12 months but 6 months are riding insurance, converts to storage insurance after 6 months-Usuall have to stop riding in mid-October =havent ridden in 2 weeks now and plates flip over Oct 12---sigh
 
  #24  
Old 09-30-2010, 01:25 AM
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I pay $528 a year...full coverage.
 
  #25  
Old 09-30-2010, 01:45 AM
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under 300 full coverage and my record is less than spotless that for 10 fltrx and 04 fxdl, i have geico
 
  #26  
Old 09-30-2010, 01:49 AM
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I pay 184 a year through Progressive on a 2001 883. 100 Comp and 500 collision deductibles. 959 a year through AAA on a 99 Chevy truck full coverage and sons 1975 Chevy Malibu liability. and rental. 425 on the house through AAA. I just switched from Country Company and saved 750 a year on everything. Needless to say, am pretty pleased.
 
  #27  
Old 09-30-2010, 02:08 AM
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My 2010 FLSTFB is $380/yr - full coverage w/$500 deductible.

My Hondas run about $75/yr each for liability only.

The bikes are with Progressive

My 2007 Ford SuperDuty is $800/yr - full coverage w/$1000 deductible

It's with State Farm
 
  #28  
Old 09-30-2010, 07:14 AM
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I have State Farm and pay $2,500.00 a year for 2 Hummers, GMC Envoy, 51 Chevy PU street rod and my 08 H-D ($240 a yr). That seems like a lot of money when you total it up.
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  #29  
Old 09-30-2010, 07:59 AM
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Insurance on my ironhead is $40 a year. When I renewed it last time, I asked the girl what we could do to lower the cost. She said "Sir, I'm sorry but there is a minimum charge that we have to make".

Vigorously maintaining my image as a cheap bastard.
 
  #30  
Old 09-30-2010, 08:03 AM
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09 Fat Bob $377 a year. I switched from State Farm to Farmers about three months ago and saved about $80 on the bike and a little over $500 on everything, (house, 2 cars, bike). It seemed like State farm just kept raising their rates. That price is actually with raising the bodily injury from 100/300 to 250/500 which was the only change the farmers agent recommended.
 


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