The General Motorcycle Forum Talk about motorcycles that are not Harleys in here
Sponsored by:
Sponsored by:

Who out there has the Cheapest Motorcycle Insurance??

Thread Tools
 
Search this Thread
 
Old Dec 4, 2023 | 09:30 PM
  #1  
DarthJohn's Avatar
DarthJohn
Thread Starter
|
Advanced
Joined: Nov 2023
Posts: 74
Likes: 39
From: AZ
Default Who out there has the Cheapest Motorcycle Insurance??

What is the cheapest insurance company out of all the ones you all use? I’m trying to get insurance but don’t want to pay a lot I do consider the amenities and quality as well tho what do you use? I own a 98 Fatboy for reference.

Thanks,
Ride On
 

Last edited by DarthJohn; Dec 4, 2023 at 09:32 PM.
Reply
Old Dec 5, 2023 | 08:04 PM
  #2  
talkingrock's Avatar
talkingrock
Road Warrior
10 Year Member
Shutterbug
Liked
Loved
Joined: Mar 2016
Posts: 1,849
Likes: 515
From: georgia
Default

Foremost is the company we use good luck
 
Reply
Old Dec 5, 2023 | 08:36 PM
  #3  
hardheaded's Avatar
hardheaded
Seasoned HDF Member
10 Year Member
Liked
Loved
Community Favorite
Joined: Oct 2012
Posts: 11,186
Likes: 3,011
From: St.Louis Mo.
Default

I was with State Farm for years and they kept raising my rates. I insured 2 bikes for less than what State Farm was charging me for 1 bike. I pay something like 325 for a 15 trike now with Progressive. That is for the year,
 
Reply
Old Dec 5, 2023 | 08:44 PM
  #4  
6113_'s Avatar
6113_
Seasoned HDF Member
5 Year Member
Liked
Loved
Community Favorite
Joined: Sep 2017
Posts: 21,704
Likes: 33,026
From: 36.4279047 & -86.80480 or thereabout
Default

$199 a year through Farm Burea. They've bought me two replacements and didn't drop me or raise anything.
 
Reply
Old Dec 6, 2023 | 01:51 PM
  #5  
FatBob2018's Avatar
FatBob2018
Grand HDF Member
5 Year Member
Liked
Loved
Community Favorite
Joined: Nov 2017
Posts: 4,237
Likes: 3,102
From: Texas
Default

I've had full coverage with high liability limits on my '18 Fat Bob through Progressive since I bought it. $279/year, although it looks like they finally raised it this year to $284.
 
Reply
Old Dec 7, 2023 | 05:48 AM
  #6  
Cap77's Avatar
Cap77
Seasoned HDF Member
5 Year Member
Liked
Loved
Top Answer: 1
Joined: May 2019
Posts: 5,698
Likes: 10,806
From: NE Ohio
Default

don't know where/who the cheapest is
I reckon rates will vary from state to state too

Make some calls and get some quotes.

American Family is my carrier.
currently $216 a year full coverage, $500 deductible, '04 Deuce

It went up $12 dollars a year 6-8 months ago

..L.T.A.
 
Reply
Old Dec 11, 2023 | 04:11 PM
  #7  
old mago's Avatar
old mago
Stellar HDF Member
5 Year Member
Liked
Loved
Community Favorite
Joined: Mar 2017
Posts: 2,544
Likes: 2,121
From: australia
Default

$149 for full cover 1982 FLH insured for $25000 ....$500 excess
 
Reply
Old Dec 18, 2023 | 05:49 AM
  #8  
PaperBag's Avatar
PaperBag
Banned
Joined: Jul 2020
Posts: 300
Likes: 166
From: New Hampshire
Default

Cheaper isn't always "better." Do your due diligence and shop around. Covered items, etc.

But you knew this already, right?
 
Reply
Old Dec 18, 2023 | 05:58 AM
  #9  
kel03's Avatar
kel03
Seasoned HDF Member
Joined: Dec 2009
Posts: 17,684
Likes: 6,061
From: Niagara, Ontario, Canada
Default

Come up to Canada and pay $1200 a year and thats only like 8 months of riding. Even if you cancel for those 4 months of not riding, rates don't change.
 

Last edited by kel03; Dec 18, 2023 at 05:59 AM.
Reply
Old Dec 28, 2023 | 06:54 AM
  #10  
eighteight's Avatar
eighteight
Seasoned HDF Member
Joined: Oct 2019
Posts: 10,496
Likes: 7,093
From: OH
Default

Originally Posted by kel03
Come up to Canada and pay $1200 a year and .
OUCH !
I pay less than that for 3 cars and 2 bikes
 
Reply



All times are GMT -5. The time now is 11:54 PM.