I have owned H-Ds for over 30 years and often insured them for stated value.I pay a higher premium but.have no hassles when it comes to a claim.I only eat the deductable and thats it.No depreciation headaches,no
I will have to find out what the bike is worth issue as the policy states the value period.My question is does anyone know of a company other than Progressive that writes one?

 

I couldn't find one either. I recently insured an antique bike that most insurers wouldn't even insure, because they couldn't figure out how much the bike was worth and they didn't offer a "stated value" policy. Progressive was the only one I could find with this type of policy. It aint cheap either. If there is another one out there, I would like to know about it too.

 

MD Cycle Direct does stated value policy (in MD) as far as I know, I believe all insurance companies offer this. They wants pics of your bike, an appraisal from your local motorcycle shop and that is it.

 

I checked with MD Cycle Insurance and they only write policies for Maryland & Virginia. So for the rest of the world we still have Progressive.

 

allstate recently revised their m/c insurance program. mine was significantly less than progressive. they also have stated value insurance.