This question is for anyone that has traded in there bike after its paid off.... I was wondering after you pay off your bike loan and you have a free and clear title what type of deals on a new bike are you able to get staying with the same model.... ie trading in an 04 UC for a 09 UC.... I realize there can be variables such as high mileage, but Im just trying to get a feel for those that have done this.

 

I don't think it really makes any difference if your trade is paid off or not as far as the type of deal you will get. They will probably floor plan it anyway so the bike is what it is and should stand on it's own.

 

Right now with the economy as it is, it's to your advantage not to have a loan on the bike. If you're finaning w/HD, then it'll be a higher rate if you owe on your existing bike.

 

Paid off! Keep it and enjoy it.

 

The trade will be between the two bikes. A loan, or no loan, should not affect the trade-in value. The difference in quoted value between the two should be the only number that interests you.