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Welcome Area OnlyNew Member Welcome Area Only. Be sure to pop in here and introduce yourself & let us know what Harley Davidson you own. Save your bike related questions for the proper area.
I am looking to pill the trigger on a new 2010 Limited. My question is will I get a better price (possible) by saying I will finance for 84 months then pay it off at the first payment due or pay cash up front?
Thanks for any ideas.
Pay cash if you can and negotiate your best price. Most vehicle loans are fixed so that even paying it off early you still end up paying all of the calculated interest. There are always exceptions. But Ive always been of the opinion that "money talks"
Bargain for the best price before you tell them how you are paying. I asked, was giving a $400 discount for cash, but purchased at $1000 under MSRP financing.
Negotiate the price first. I just got a new Harley. Harley Credit's rate is lower for 48 & 60 month loans, going 72 or 84 will increase the interest rate. Get the lowest rate you can, the pay it off quickly. Welcome from Music City.
Squeeze the trigger, don't pull or yank. You're more likely to hit your target accurately. Same goes for negotiations. Take your time and don't go off half-cocked.
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we saved over $1100 paying cash on ours, $500 more off and $600 free accessories....no charge for prep or delivery either back in March 07...
Just have to work it... son and I bought ours together, so buying two new ones at the same time helped.
Ride safe and have a great spring.
Welcome aboard HDF, From Indiana, the Hoosier state.
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