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Old Jun 19, 2013 | 10:43 AM
  #11  
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Originally Posted by little squirt
Thanks all, I'm single, no kids, just tired of renting condos for the last 4 years and looking into buying my first house/condo out here. I figure once I get a mortgage and feel comfy paying my own rent, then I'll fit the Harley in there. I sure did love it, but having a $16k loan over your head while buying your first house doesnt seem like the best idea. I'll be back!
Can't argue with that. Good luck and hurry back!
 
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Old Jun 19, 2013 | 11:44 AM
  #12  
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Originally Posted by toastman
that's why i bought used.

how the hell did you put money down and STILL owe $16,000 on a $13,000 bike?

oh well, see ya when we see ya


I didn't put any money down, just got a loan for the whole bike plus a couple extras. Plus out here in Hawaii it's waaaaaay different, no free shipping on anything and there is no such thing as a $5 foot long, they are $7. Different economy for sure. Nothing is cheap and a good deal on anything is a needle in a haystack.
 
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Old Jun 19, 2013 | 11:48 AM
  #13  
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Originally Posted by little squirt
I didn't put any money down, just got a loan for the whole bike plus a couple extras. Plus out here in Hawaii it's waaaaaay different, no free shipping on anything and there is no such thing as a $5 foot long, they are $7. Different economy for sure. Nothing is cheap and a good deal on anything is a needle in a haystack.
damn, didn't know that.

i've never had a bike payment in my life...always built 'em, never bought 'em.

get yourself settled and get back in the saddle, man!
 
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Old Jun 19, 2013 | 12:01 PM
  #14  
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Smart move on your part. I waited until I got both my kids grown before getting another bike. I was always afraid of being disabled or killed when my kids were growing up and they both needed me alive and well. Now that they are grown, out of college and married, I feel I can afford to take more chances. It is just as much fun to ride in my 60's as it was in my 20's....in fact, maybe even more so. I am a little more cautious now than I was back then, but I still twist my dyna wide open at least once a week.
 
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Old Jun 19, 2013 | 12:07 PM
  #15  
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Originally Posted by toastman
that's why i bought used.

how the hell did you put money down and STILL owe $16,000 on a $13,000 bike?

oh well, see ya when we see ya
Absolutly! Got my stock '09 bob back in '09 for $10,700 w/ only 1,000 miles on her. She's all mine
 
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Old Jun 19, 2013 | 12:13 PM
  #16  
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Originally Posted by HD Bobber
Absolutly! Got my stock '09 bob back in '09 for $10,700 w/ only 1,000 miles on her. She's all mine
got my 08 for $5800 with 1,500 miles on her.
 
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Old Jun 19, 2013 | 03:47 PM
  #17  
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Originally Posted by toastman
got my 08 for $5800 with 1,500 miles on her.
Got my '02 a couple weeks ago, with 18k miles on her...for....

I'll probably have a total of less than $5k invested after I finish building/changing/tweaking it


To the OP, good luck! Priorities do change, ain't nuthin wrong with that. I recently did something similar...sold a bike that I had a lot tied up into, blood, $$$, and sweat, to pay crap off....prepping for a house purchase also (DTI ratio is a big factor that the bankers look at). Now I'm in a bike that I'll have next to nuthin into when I'm done with it. And with the other debt that I eliminated, my DTI numbers are looking much better.

Once you buy your own house/condo, you will feel very satisfied with home ownership...you will also realize how expensive it can become. Going to lowe's every other weekend and dropping a couple/few hundred dollars to fix/change/upgrade house stuff will start to add up. Renting is cheap...don't have to fix nuthin, don't have to improve nuthin, just keep the damn thing clean Also, it's easier to up and move from a rental, if your job transfers you to out of state
 
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Old Jun 19, 2013 | 04:27 PM
  #18  
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Hey, you wanna sell me that alligator seat of your bob, and throw that stocker back on there before you sell it?
 
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Old Jun 19, 2013 | 07:50 PM
  #19  
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Good luck Squirt. Check in every now and then. And don't go Softail or bagger when you get back in the game, we'll be very disappointed!
 
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Old Jun 19, 2013 | 08:32 PM
  #20  
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Originally Posted by toastman
got my 08 for $5800 with 1,500 miles on her.
Dang thats a hell of a deal!
 
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