Price check
Thread Starter
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Tourer
Joined: May 2016
Posts: 312
Likes: 26
From: US
how much do you plan on spending on a used bike? Say you wanna buy a used 2015 for $20k at 3.9% financing on a 60 month loan. I'm not a math scholar but the $$$ you'll pay a year interest will add up to be more than if you bought a brand new bike @ the end of that 5 year loan.
I was in a similar situation last year and I sat down and crunched the numbers and a brand new bike with 0.9% on a 60 month loan would end up costing me less than $500 in interest fees for the Entire loan if minimum payments were only made...... Some guys are paying that much a year on their bikes due to a higher interest rate on an older bike.
I was in a similar situation last year and I sat down and crunched the numbers and a brand new bike with 0.9% on a 60 month loan would end up costing me less than $500 in interest fees for the Entire loan if minimum payments were only made...... Some guys are paying that much a year on their bikes due to a higher interest rate on an older bike.
I just don't know the HD market, so don't know what kind of offers to throw.
The private used market hasn't yielded much. Most people paid a ton of money for their bike and are upside down on it, and are asking a lot.
I found a 2015 denim black RGS with
Last edited by teedubbyaw; Aug 2, 2016 at 09:19 PM.
Outstanding HDF Member
Joined: Aug 2015
Posts: 2,651
Likes: 1,278
From: PA
The only deal I see from HD is 2.9%. A new bike is roughly 23-25 grand. A used RGS is 18-21. I'm not math wiz either, but I'd save money going used, especially if it had mods.
I just don't know the HD market, so don't know what kind of offers to throw.
The private used market hasn't yielded much. Most people paid a ton of money for their bike and are upside down on it, and are asking a lot.
I found a 2015 denim black RGS with
I just don't know the HD market, so don't know what kind of offers to throw.
The private used market hasn't yielded much. Most people paid a ton of money for their bike and are upside down on it, and are asking a lot.
I found a 2015 denim black RGS with
I went and took pics @ a dealership to show him......
Outstanding HDF Member
Joined: Aug 2015
Posts: 2,651
Likes: 1,278
From: PA
All I'm saying is when I stop @ dealerships I see used 15 and up Rushmores no matter the miles starting out $20k. The 14 Streetglides I seen a few in the 18's and that's with 10k+ miles.....
So you might think your paying less $$$ but after 5 years of 2.9% + interest your gonna wind up paying more than it would have cost to buy a new 1 when it's all said and done
So you might think your paying less $$$ but after 5 years of 2.9% + interest your gonna wind up paying more than it would have cost to buy a new 1 when it's all said and done
Outstanding HDF Member
Joined: Sep 2014
Posts: 2,717
Likes: 273
From: Minnesota
When you need to start pissing around with minuscule variations of/in interest rates,, then you can't really afford the bike to begin with. Beyond making payments you need insurance and above all the ability to spend money enjoying it.
It costs money to ride, it costs money to eat when you arrive at where your riding too, it costs money to participate in events,,, etc,,,
Quit Dreaming, sit down and talk to real people with real life "loan" numbers that apply only to you,, then shop.
If you don't have a clue,, then you don't. Get real.
Thread Starter
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Tourer
Joined: May 2016
Posts: 312
Likes: 26
From: US
Ok, then get real. Decide what you can afford for monthly payments, and how long you can make those payments for,, and shop.
When you need to start pissing around with minuscule variations of/in interest rates,, then you can't really afford the bike to begin with. Beyond making payments you need insurance and above all the ability to spend money enjoying it.
It costs money to ride, it costs money to eat when you arrive at where your riding too, it costs money to participate in events,,, etc,,,
Quit Dreaming, sit down and talk to real people with real life "loan" numbers that apply only to you,, then shop.
If you don't have a clue,, then you don't. Get real.
When you need to start pissing around with minuscule variations of/in interest rates,, then you can't really afford the bike to begin with. Beyond making payments you need insurance and above all the ability to spend money enjoying it.
It costs money to ride, it costs money to eat when you arrive at where your riding too, it costs money to participate in events,,, etc,,,
Quit Dreaming, sit down and talk to real people with real life "loan" numbers that apply only to you,, then shop.
If you don't have a clue,, then you don't. Get real.
I'm not the one talking about interest rates. Someone else pointed out something. I know what I can afford, but I don't know what fair pricing is in this market.
You're a ray of sunshine and a ton of help. Thanks for contributing.
Outstanding HDF Member
Joined: Sep 2014
Posts: 2,717
Likes: 273
From: Minnesota
What's fair in my location does not apply to your location, there is no known "national" price of a bike for sale.
There is a glut of used Harleys on the market, HD passed a mandate months ago to their dealers that only 10% of stock can be used bikes (find it here) so everyone is trying to sell their old bike for top dollar,, guess what, they are not going to get it.
So "shop" around, it's a buyers market. You wanna know what fair pricing is? Look in your local market.
It ain't rocket science.
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Cruiser
Joined: Aug 2015
Posts: 164
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From: Houston
I recently had an opportunity for a new Street Glide Special, new for $21,500, I realize it is not a Road Glide but similar pricing. I see used 15's with 3,000 miles for $17,500, again these are Street Glides as opposed to Road Glides. This is in the Houston, TX area.