harley financing
Seasoned HDF Member
Joined: Jan 2011
Posts: 157,525
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From: Michigan 15 Minutes East Of Hell
mrbeads is back.... and he's playing all of you
For those that forgot or weren't around in 2018... Hi, my name is mrbeads
ETA: Dynamick - you got me by a fraction of a second
For those that forgot or weren't around in 2018... Hi, my name is mrbeads
ETA: Dynamick - you got me by a fraction of a second
Club Member
Joined: Feb 2013
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From: Edmonton, Alberta
Banned
Joined: Feb 2020
Posts: 435
Likes: 320
From: North Carolina
Always paid cash for my bikes. Soon as I bought a bike I'd start putting money away every month to finance the next one.I learned from Dad who lived through the Depression ( no not Obama's, the first one). Rule of thumb: If it makes you money finance it.If it dosnt,pay cash. The only things Ive financed is real estate and semi trucks.
Road Warrior
Joined: Dec 2019
Posts: 1,783
Likes: 938
From: Ohio
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Joe Kucinski
Tourer
Joined: Jan 2015
Posts: 279
Likes: 72
From: Virginia
I recently applied for a Harley loan for 2009 fatboy for $9499.I have a very low credit score of 525....they came back statin they needed $4000 down.... told them ill se what I can do...I don't understand why they need so much down. I know my credit is bad but that's rediculous
Road Warrior
Joined: Dec 2019
Posts: 1,783
Likes: 938
From: Ohio
i had the same issue when my credit sucked. What interest rate did they offer? Probably abjoke o am sure. Although i paid it once. I just bought a 2019 CVO Street Glide. Anyway HD offered 10% interest. LOL. I ended up getting 5% with a bank. So you need to explore all options. They get you in for as much as they can in case you fold on the loan. They offered me loan shark rates on one deal. I mean it. I am pretty sure the rate was illegal. They might as well just sent knuckles down from philly for the money! Plus withnEagleMark they dont allow you to refinance if your score gets better.
1) Eaglemark (Harley) NEVER offers an illegal rate so stop it. They can offer you 0-24.99% and its perfectly legal.
2) You can refinance at ANYTIME with Eaglemark, your bank/credit union has to send in for a title change along with a signed form for it and a check to pay off the bike.