Need opinions
Seasoned HDF Member
Joined: Nov 2006
Posts: 21,086
Likes: 19,248
From: The Wasteland
There's two kinds of repo scenarios.
1) The guy who hit a rough patch, maybe he lost his job or a sudden unexpected medical expense caused him to get behind on his bills. He's otherwise a responsible person and takes care of his stuff.
2) The guy who just doesn't pay his bills. He doesn't care about his stuff and might have abused it. He probably didn't maintain his stuff properly either.
More than likely if the bike was owned by the guy in scenario #2 up there, you would be able to tell the bike had been neglected or abused. You're probably just fine.
1) The guy who hit a rough patch, maybe he lost his job or a sudden unexpected medical expense caused him to get behind on his bills. He's otherwise a responsible person and takes care of his stuff.
2) The guy who just doesn't pay his bills. He doesn't care about his stuff and might have abused it. He probably didn't maintain his stuff properly either.
More than likely if the bike was owned by the guy in scenario #2 up there, you would be able to tell the bike had been neglected or abused. You're probably just fine.
Club Member
Joined: Oct 2016
Posts: 4,550
Likes: 5,892
From: Syracuse NY
As for the ESP, ask when its coverage starts. From the bikes original sale, that means it's double warrantied with HD's overlapping factory warranty, or from the time of YOUR purchase, going forward. Don't assume anything.
I have one and used it once for the water pump on my '16 Rushmore. It billed out at the local HD dealer at over $800! $50 to me.
It's a crap shoot if you ever get your money's worth outta them.
And they can be a PIA for the repair facility if they have not previously interacted with the 3rd party insurer.
Oh yeah, don't over think the repossession.
I have one and used it once for the water pump on my '16 Rushmore. It billed out at the local HD dealer at over $800! $50 to me.
It's a crap shoot if you ever get your money's worth outta them.
And they can be a PIA for the repair facility if they have not previously interacted with the 3rd party insurer.
Oh yeah, don't over think the repossession.
Last edited by Oko; Jul 7, 2020 at 08:11 AM.
Novice
Joined: Jun 2020
Posts: 18
Likes: 9
From: Michigan
My only problem with a repossessed item is if they can’t afford to keep it they can’t afford to maintain it. It might not hurt to pull an oil sample as you change the oil to have it checked for excessive wear metals.
Thread Starter
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Tourer
Joined: Jul 2020
Posts: 437
Likes: 136
From: Missouri
There's two kinds of repo scenarios.
1) The guy who hit a rough patch, maybe he lost his job or a sudden unexpected medical expense caused him to get behind on his bills. He's otherwise a responsible person and takes care of his stuff.
2) The guy who just doesn't pay his bills. He doesn't care about his stuff and might have abused it. He probably didn't maintain his stuff properly either.
More than likely if the bike was owned by the guy in scenario #2 up there, you would be able to tell the bike had been neglected or abused. You're probably just fine.
1) The guy who hit a rough patch, maybe he lost his job or a sudden unexpected medical expense caused him to get behind on his bills. He's otherwise a responsible person and takes care of his stuff.
2) The guy who just doesn't pay his bills. He doesn't care about his stuff and might have abused it. He probably didn't maintain his stuff properly either.
More than likely if the bike was owned by the guy in scenario #2 up there, you would be able to tell the bike had been neglected or abused. You're probably just fine.
option 1 is what I think, and hoping happened, the bike is in awesome shape with a few thousand in upgrades!
Thread Starter
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Tourer
Joined: Jul 2020
Posts: 437
Likes: 136
From: Missouri
Very good point I hadnt thought of! Thanks
Thread Starter
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Tourer
Joined: Jul 2020
Posts: 437
Likes: 136
From: Missouri
Thanks everyone, I think you all are correct and I should carry on as if I didnt know it had been repoed!
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Seasoned HDF Member
Joined: Oct 2013
Posts: 9,238
Likes: 5,784
From: On the Big Blue marble
A good bike is a good bike.. BUT different states have different laws requiring notification of repos. Is the title an 'A' title (actual, non-issue). Hows the bikefax? The ESP price seems rather fair btw...
