financing?
Cruiser
Joined: Jan 2006
Posts: 119
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RE: financing?
Make sure that you research all of your options first before a finance company pulls your credit report. If you have multiple people pulling your credit your score will be reduced making it a little more difficult to finance. Good Luck.
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Road Warrior
Joined: Jul 2005
Posts: 1,578
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From:
RE: financing?
ORIGINAL: DFTL20
Make sure that you research all of your options first before a finance company pulls your credit report. If you have multiple people pulling your credit your score will be reduced making it a little more difficult to finance. Good Luck.
Make sure that you research all of your options first before a finance company pulls your credit report. If you have multiple people pulling your credit your score will be reduced making it a little more difficult to finance. Good Luck.
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Road Master
Joined: Feb 2005
Posts: 978
Likes: 1
From:
RE: financing?
I may be outta line and I will approach this in the nicest possible way, but, Bro...if your credit is already hosed, maybe this is a good time to start living within your merans and not spending monjey you don't have?
You indicate "another Duece"...what happened to the first one?
Really, Bro...in your situation, if you can't pay cash (or at the very least 50% down), I'd put this idea on the back burner for a few years.
You indicate "another Duece"...what happened to the first one?
Really, Bro...in your situation, if you can't pay cash (or at the very least 50% down), I'd put this idea on the back burner for a few years.
Ultimate HDF Member
Joined: Nov 2005
Posts: 5,256
Likes: 5
From: Concord, CA
RE: financing?
ORIGINAL: T Tommyt
So very very true and most people don't relize that
ORIGINAL: DFTL20
Make sure that you research all of your options first before a finance company pulls your credit report. If you have multiple people pulling your credit your score will be reduced making it a little more difficult to finance. Good Luck.
Make sure that you research all of your options first before a finance company pulls your credit report. If you have multiple people pulling your credit your score will be reduced making it a little more difficult to finance. Good Luck.
That has changed some now...Here is a snip from Experian.com
Q. Will I be penalized for shopping around for the best interest rate?
A. Credit scores count every consumer-initiated credit application. Therefore, excessive applications for credit can adversely affect a score. However, it is becoming more common for risk score models to recognize when a consumer is shopping for the best rates and either ignore inquiries for a specific purpose within a period of time, or count multiple inquiries for a specific purpose as only one. This is most common in mortgage and auto lending. In such cases, shopping around will have little or no impact on a risk score.