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I've had bikes before during my younger days, but how about waiting 40+ years to buy a Harley. \\; I had to retire before I could afford one. \\; Go figure.
Rode KZ's for years, as I saved, the price kept going up. When I bought my first 11k miles for $12K (used) my buddy paid $18,500 for a new one (retail was $12,500). It was a crack head market back then. Now is the time to buy. You can get a Garage Queen with less than 10-20K miles for less than $10K. I'd look at the 1992-2004 models, best deals. Good luck!
Credit scores are more important than how much income you have. \\; Folks with good FICO scores can get their bikes with nothing down and low interest rates. \\; If you have good credit, shop around. \\; You may not have to put anything down. \\; \\;I worked hard to increase my FICO score over the last few years because I wanted to by my first house with no down payment. \\; After buying the house \\;I \\;then refinanced my \\;truck with my new \\;FICO score \\;at a way lower interest \\;rate. \\; Well after the refinace on my truck, the savings pay for my bike payment. \\; A wash, and picked up my bike without $1 out of my pocket . \\;
I've had bikes before during my younger days, but how about waiting 40+ years to buy a Harley. \\;\\\\\\; I had to retire before I could afford one. \\;\\\\\\; Go figure.
 \\;
Not retired yet, but it took me 53 years.
 \\;
MikeM
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Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.
Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.
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