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State Farm $460 a year covers all accessories and coverage is even increased to 100/300. Dude...you are paying wayyyy toooo much. Shop around. Ride Safe.
Progressive. Don't pay for medical if you're already covered under another plan.
I'm 57 years old, 2007 FLSTC, full coverage minus personal medical runs $194.00.
My 21 year old son owns a 2005 Sportster 1200 and his runs just under $700 for full coverage minus personal medical.
My broker recommended the "minus medical" because we are covered under another medical plan. No reason to double up personal medical insurance. Policy still covers the medical on other people involved in an accident.
It all depends on where you live. I live in Phoenix AZ. which is very expensive and has year around riding. I have Foremost through AARP which includes a lot of extras like full replacement for the first 2 years and other things. I pay $500 per year here in the Phoenix area and I don't have uninsured or underinsured motorist coverage which would double my premium. I don't really need either of those since I have good medical insurance and that's all that those coverages are good for.
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.
Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.
Slideshow: Harley-Davidson's challenges aren't abstract; they show up in dropping shipments, shrinking dealer traffic, and strategic decisions that aren't yet translating into growth.