Screwed Around or Normal Practice
Outstanding HDF Member
Joined: Aug 2007
Posts: 2,874
Likes: 8
From: Earth
So I bought a used Sportster a little over 2 months ago. I paid cash.
The dealer was handling the title and tags.
Now 2 months later my temp tag is out and i don't have my new tags yet.So I call them and found out that the bike had a lean on it with the original owner. Apparently it was a consignment. So when i paid the dealer they had to pay the original owner So he could pay the bank.
They say that has been done now and they have the title but the original owner still has not signed the title. They had trouble getting hold of him to sign it.
So 2 months after getting this bike, I have no title and no tags.
Is this normal? I have never bought something on consignment before.
The dealer was handling the title and tags.
Now 2 months later my temp tag is out and i don't have my new tags yet.So I call them and found out that the bike had a lean on it with the original owner. Apparently it was a consignment. So when i paid the dealer they had to pay the original owner So he could pay the bank.
They say that has been done now and they have the title but the original owner still has not signed the title. They had trouble getting hold of him to sign it.
So 2 months after getting this bike, I have no title and no tags.
Is this normal? I have never bought something on consignment before.
Advanced
Joined: Aug 2012
Posts: 70
Likes: 0
From: Midwest
Everyone is concerned about this title issue, and I am too. I feel sorry the OP got into this mess and certainly hope it gets resolved in his favor very soon. BUT...a larger and potentially more dangerous issue might be one of insurance. He doesn't own the bike, the lien holder does. A bill of sale doesn't mean a thing if the seller didn't own the bike in the first place. From my limited knowledge of insurance, if he doesn't own the bike he can't insure it. We all hope this doesn't happen, but if he gets into an accident it would appear that he's uninsured. Even if an agent writes a policy, if a claim is filed it will turn up the he doesn't own the bike and the policy will probably be voided. Screwed big time.
OP...PLEASE take all the advise you've been getting and clear this up now. Don't wait. No one wants to see you screwed by not only the dealer but worse by not having any in-force insurance.
Oh..and the dealer mailed the title to the original seller? That's not only stupid but probably borders on criminal and is certainly negligent.
Time to stop being the nice guy and stand on their head and get it done.
OP...PLEASE take all the advise you've been getting and clear this up now. Don't wait. No one wants to see you screwed by not only the dealer but worse by not having any in-force insurance.
Oh..and the dealer mailed the title to the original seller? That's not only stupid but probably borders on criminal and is certainly negligent.
Time to stop being the nice guy and stand on their head and get it done.
Road Master
Joined: Aug 2012
Posts: 944
Likes: 2
From: Ct
Unless that was explained to you and agreed on, no it is not normal and is BS.
You should have made all that clear when you bought.
When I pay for a bike in cash, the very next thing to hit my hands is a title and b.o.s.
Without it there's no deal.
Lump
You should have made all that clear when you bought.
When I pay for a bike in cash, the very next thing to hit my hands is a title and b.o.s.
Without it there's no deal.
Lump
Ultimate HDF Member
Joined: Aug 2012
Posts: 6,470
Likes: 4
From: on the road
Not at one HD dealer in Denver colorado---------------they still by law are allowed 60 days to get you the mso/title.They use every minute of it and also use your sales tax money that same length of time.I think this is becoming a cheap way of floating money as they don't take it off their floor plan as well they use the sales tax money
Thread Starter
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Cruiser
Joined: Jul 2012
Posts: 173
Likes: 0
From: Texas
Saturday worked out pretty well.
On Saturday the dealer had the title signed by the original owner. I signed it aswell, so its just a matter of getting it sent in an tagged now I think.
Not happy how it all went down but I am getting real close to being ot of the woods.
On Saturday the dealer had the title signed by the original owner. I signed it aswell, so its just a matter of getting it sent in an tagged now I think.
Not happy how it all went down but I am getting real close to being ot of the woods.
Road Master
Joined: Aug 2012
Posts: 944
Likes: 2
From: Ct
Good for you man, what a pain in the dick.
Lump
Lump
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Tourer
Joined: Jul 2012
Posts: 344
Likes: 1
From: Washington
A few people have mentioned this however it is incorrect. You do not need to own a vehicle in order to insure it. Call any insurance company and ask what you will need to put insurance on your neighbors car for a few months while he lets you borrow it. They will tell you that you need the Vin Number and for full coverage you might need to let them make a visual inspection. They are not going to tell you that you can't insure it though (unless your uninsurable for some other reason).
Road Warrior
Joined: May 2008
Posts: 1,685
Likes: 0
From: OREGON
When you finally get a title, make sure it is real, not photoshop. 
Only bad advice that I read was for calling cops, most of whom don't care, don't have time, are overworked, not thier problem, etc...
Lawyers, they want money, wouldn't you?
Write a letter to a state agency? That's a slow boat to China at best.
My guess is the dealer meant no harm from the get-go, and will never do this again.
Good luck on your Sporty. You never did tell us what you paid for it?
Only bad advice that I read was for calling cops, most of whom don't care, don't have time, are overworked, not thier problem, etc...
Lawyers, they want money, wouldn't you?
Write a letter to a state agency? That's a slow boat to China at best.
My guess is the dealer meant no harm from the get-go, and will never do this again.
Good luck on your Sporty. You never did tell us what you paid for it?