When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
Hit, hospitalized, looking for some advice/pointers
So three weeks ago yesterday I was in an accident on my bike and hospitalized for over two weeks with 6 broken ribs and a punctured/collapsed lung. It was the biker's nightmare: car in oncoming lane turned left right in front of me and no time/room to avoid hitting it. Apparently she "didn't see me" which is likely code word for paying more attention to her phone or makeup than the road. I hit the rear quarter of her car on the passenger side, flew over the the trunk and landed in the street. While in the hospital, had 4 different chest tubes and had to have surgery to clean out the area around my right lung to get it to inflate properly. Though I certainly could have come out of it a lot worse, it was a miserable couple weeks and I'm still plenty sore, weak, and physically limited as I recover. Had to cancel one short weekend vacation that I already paid for, and my upcoming family trip to Disneyworld is going to be significantly degraded due to my injuries. Frustrating.
The semi-good news is the bike ('04 Heritage below) is fixable, and my insurance company has cut a check for $7500 for the work and is ok with about another $1500 if some unexpected damage/repairs are identified during the process.
My question to the group is what advice or pointers do you all have as I go trhough this? I have a lawyer who is going to help me through a lawsuit, so that ball is rolling. My first time goign through this, so I appreciate any tips to make this easier.
Edit: I have the police report. She was cited for failure to yield the right of way and inattentive driving. I was not cited at all.
Glad to hear you are recovering. Best wishes for you. Reimbursement for Lost wages, medical, both short and long term, pain if you can get it. I'd go for the throat.
Healing will take a while and you will need to follow the advise your doctors give you. Don't give up.
Originally Posted by jmr1971
She was cited for failure to yield the right of way and inattentive driving.
Sounds like she is getting off with a fairly light slap on the hand. It's up to you to make her realize that she shouldn't get off scott free. As rwhisen said, go for the throat, she certainly went after your body parts.
Make sure your attorney knows about the vacation you paid for but could not go on. Whatever you pre-paid for the vacation should be part of your damages. I hope your attorney is experienced with personal injury. There are nuances to insurance coverage that vary by state, and an experienced personal injury attorney will know how to navigate them. Remember that if you have underinsured motorist coverage on you own policy, you can seek reimbursement from your own insurance company if the other driver's insurance does not fully cover your damages (at least in the sates with which I am familiar).
Make sure your attorney knows about the vacation you paid for but could not go on. Whatever you pre-paid for the vacation should be part of your damages. I hope your attorney is experienced with personal injury. There are nuances to insurance coverage that vary by state, and an experienced personal injury attorney will know how to navigate them. Remember that if you have underinsured motorist coverage on you own policy, you can seek reimbursement from your own insurance company if the other driver's insurance does not fully cover your damages (at least in the sates with which I am familiar).
Yeah, good call. My lawyer is a rider and only deals in motorcycle cases. He is tracking my canceled vacay and other stuff. Had a good meeting with him Saturday and he explained the overall process (including the underinsured and uninsured coverages) but was a tad confusing. He seems legit....he's the Kentucky lawyer for one of the firms (Lester) that is advertised in American Iron magazine.
Keep a daily log documenting your injuries, pain, and inability to do things you were able to do before. If you can't cut your lawn and have to pay for it, document it. If you can't do your vehicle maintenance and have to pay for it, document it. In that log, record any medication you have to take and the cost of it. Keep a mileage log to Dr's, physical therapy, pharmacy, and any other related costs (trip to get police report).
Part of you lawsuit will encompass pain and suffering. Walk in to court with a daily log and it is pretty hard to dispute.
Good luck to you and best wishes for a complete recovery.
Get a few different estimates ( amount to fight for) from reputable injury attorneys. And don't let the insurance company sway you with lowball offers to settle.
Harley-Davidson Fat Boy Becomes a Dark, Decepticon-Inspired Custom
Slideshow: Killer Custom's latest build relies on styling changes rather than performance upgrades, giving the cruiser an entirely different personality.
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.
Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.