I had my first totaled bike last year and I am considering getting another. I got a good amount back on the bike almost as much as I paid but got murdered on the addons($5k). Is there anyplace out there that covers replacement cost or possibly a better portion of addons or is everyone about the same?

 

All the carriers write with include/offer replacement coverage for accessories. It is important to account for the labor when determining a limit. We are not licensed in New York; however, if you buy a 2018 or newer--you can insure it with American Modern and the Replacement Coverage never expires.

(Licensed in: Alabama, Arizona, California, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Ohio, South Carolina, Texas, Virginia, and Wisconsin)