How to increase coverage
I've put over $35k of aftermarket parts and labor into my bike. What is the best way to increase my coverage in case I get in an accident and want to get reimbursement of all the aftermarket parts and labor? I have Progressive right now, the bike is a 2017 Low Rider S, the Factory 2 year warranty coverage has expired, all the parts were professionally installed, I have all the receipts, and I live in California. Thanks for any help/insight.
Dave
Last edited by TOE_CUTTER; Feb 17, 2020 at 10:32 PM.
Most carriers have a maximum Accessory Coverage of $30,000. Foremost will allow higher limits in their Custom Program; however, it gets expensive quick.
Make sure you work with your agent to properly insure your Accessories with Progressive--they have strict guidelines in California.
- $3,000 Included with Comprehensive Coverage
- Additional Coverage in $1,000 increments up to $30,000.
- Deductible is the same as Comprehensive Coverage but only the applicable deductible applies.
- Your file must include dated itemization of equipment for any value over $1,500.
- A scheduled list of items and photographs must be retained in our file.
Jim Palmer
Motorcycle Agent by The MVP Insurance Agency
Motorcycle Insurance Agent | Extended Service Plan Specialist
Phone/Text: (800) 920-0890
Email: jim@motorcycleagent.com
Website: www.motorcycleagent.com
Warranty Coverage in ALL States | Insurance Licensed in 30+ States | 100% Online Enrollment
Extended Service Plans | Insurance Policies | Tire & Wheel Protection

Most carriers have a maximum Accessory Coverage of $30,000. Foremost will allow higher limits in their Custom Program; however, it gets expensive quick.
Make sure you work with your agent to properly insure your Accessories with Progressive--they have strict guidelines in California.
- $3,000 Included with Comprehensive Coverage
- Additional Coverage in $1,000 increments up to $30,000.
- Deductible is the same as Comprehensive Coverage but only the applicable deductible applies.
- Your file must include dated itemization of equipment for any value over $1,500.
- A scheduled list of items and photographs must be retained in our file.
Dave










