Loaner Coverage
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Tourer
Joined: Jan 2008
Posts: 327
Likes: 0
From: Seacoast, New Hampshire
Loaner Coverage
My dealer has a program where they will lend me a bike during maintenance for free.
It is a fun way to test ride bikes, but USAA does not appear to cover motorcycle replacement vehicles, just cars.
Does anyone have a company that will, and that is otherwise good as well?
Mike
It is a fun way to test ride bikes, but USAA does not appear to cover motorcycle replacement vehicles, just cars.
Does anyone have a company that will, and that is otherwise good as well?
Mike
Road Master
Joined: Jan 2008
Posts: 959
Likes: 5
From: Oswego, IL
I had the same question for my insurance company, Farmers. I do not have a motorcycle yet but I have rented. They would not cover a rental motorcycle on my auto policy. They would cover a motorhome though? If I had a motorcycle policy they then would cover a motorcycle rental........ Kinda stupid. Looked at my policy and it stated rental autos were covered in the Rental Vehicle section. Did not exclude Motorcycles but did not say it would cover them. So if in doubt, get it in writing on your policy.
Outstanding HDF Member
Joined: Mar 2006
Posts: 3,411
Likes: 22
From: Connecticut
Get your policy and check the "Definitions" section (usually the first section). Find the definition of "Your Covered Motorcycle" and that will let you know what is covered.
My policy will cover a loaner bike if mine is in the shop. It will not cover a regular rental.
Sammi
My policy will cover a loaner bike if mine is in the shop. It will not cover a regular rental.
Sammi
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