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They aren't holding a gun to your head making you buy it. It's speculative pricing for something unique. If they don't sell it in 1 month, they'll drop the price. Next thread.
As they say - - the sale price is based upon a willing seller and a willing buyer.
I cannot believe the interest rate - -run the payments out for the number of years and you will know the actual price you will pay. That will scare you.