Am I nutz
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Intermediate
Joined: Sep 2013
Posts: 37
Likes: 0
From: port st lucie fl
Yes I know I was irresponsible with my bills ... I am trying to correct that now..I've had a car financed for two yrs now and never late.. I am also paying off old debt as well.. so maybe sometime soon I will be on the right path..Untill then I know I gotta take a beating or not ride.. Iam talking with a new finance company now who said they just might be able to help me... keeping my finger's crossed... stay safe y'all...
Grand HDF Member
Joined: Jul 2012
Posts: 3,970
Likes: 900
From: Omaha
Well acknowledgement is a good start.
Let's face it most people, including myself have acted irresponsible with their money at one point in their lives.
For me, it's been a couple of times in my life.
Good luck and remember, good credit is a nice thing to have, but just like most everything it takes discipline and time to obtain.
Cruiser
Joined: May 2013
Posts: 110
Likes: 0
From: Minnesota
I'm glad you're getting enjoyment OP, but **** that's a shitty deal. I don't know if leasing positively affects your credit, but I hope you doing right on this bike "buys" you a little better credit rating.
Road Master
Joined: Feb 2008
Posts: 819
Likes: 21
From: Johnson City, TN
Actually, the Chrome lease deals aren't that bad. There is no APR, only a flat fee. Yea, you will pay a bit, but it is actually a better deal than financing through Harley at some ridiculous interest rate.
Road Captain
Joined: Nov 2012
Posts: 569
Likes: 0
From: USA
A CVO over-rated bike. Give the guy a break. Anyone that pays the prices for a CVO got bent over too. Good luck getting back what you paid for a CVO, but in the meantime enjoy the ride.
Road Warrior
Joined: May 2009
Posts: 1,825
Likes: 15
I also agree you should get your finances in order first before you make more debt. It does sound like you are going in right direction . Keep it going and before long you will have your bike. Like someone said some things more important than Motorcycle. I too road bikes when I was young and had to put riding on hold until after I had a house and family.Now 20 years later I am back into riding. Also another option save some cash there are so many good deals by private owners. Good Luck .
Road Master
Joined: Apr 2007
Posts: 769
Likes: 3
From: Ohio
Try to double down on a payment you have every month, if you can't do that try doing it every other month if you can swing it, I was in the same situation years ago, if you have credit cards quit using them, pay them off, cut them up and cancel them.
And gratzzzzz on your ride.
And gratzzzzz on your ride.
Outstanding HDF Member
Joined: Aug 2012
Posts: 3,217
Likes: 90
From: Detroit
Try to bring your finances into a position to pay cash for a vehicle. Whether you end up doing it or not, it's a really good negotiating position, and has saved me tons of money.
Saving money is less about income, and more about choices. Lots of convenient ways to pizz away income.
Saving money is less about income, and more about choices. Lots of convenient ways to pizz away income.
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Seasoned HDF Member
Joined: Oct 2012
Posts: 13,040
Likes: 12,960
From: Texas, USA
09 bones... My credit is in the toilet.. so I got into this lease deal knowing that I would get bent over on the bike... By the time I finish the lease I will have spent over 30 grand...WOW!!! A loan is not possible and I don't want any cosigners involved...So tell me I'm nut's
Yes I know I AM irresponsible with my bills ... I am trying to correct that now by leasing a motorcycle I can't afford..I've had a car financed for two yrs now and never late. I am also paying off old debt as well.. so maybe when I am on my death bed I will be on the right path..Untill then I know I gotta take a beating or not ride.. Iam talking with a new finance company now who said they just might be able to help me... keeping my finger's crossed... stay safe y'all...
I am glad you don't owe me money. Instead of paying off your old debt first, you decide to take on additional debt. Why not just lease a f*cking Porsche 911? Or a Lamborghini?
I know a financing company that could DEFINITELY help you. Your local Payday loan store. You could probably get an affordable loan for say.... 30% APR. Sounds good, yeah? I figure if your going to take in the butt you might as well make it hurt.
Dad
Tourer
Joined: Apr 2011
Posts: 447
Likes: 55
From: Seattle area
Yes I know I was irresponsible with my bills ... I am trying to correct that now..I've had a car financed for two yrs now and never late.. I am also paying off old debt as well.. so maybe sometime soon I will be on the right path..Untill then I know I gotta take a beating or not ride.. Iam talking with a new finance company now who said they just might be able to help me... keeping my finger's crossed... stay safe y'all...
Also, I doubt if you can get out of the lease. There may be a purchase clause so it is worth talking to the lease company.
Good luck - - keep you payments up to date - - enjoy your ride.