Need some good advice!!!
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Joined: Sep 2010
Posts: 92
Likes: 0
From: Whashington State
Ya i would have to agree about the deposit, little late. But that said it/'s still NOT to late. Go to at least 2 more Harley dealers in different nearby city's if needed and just tell them your ready to buy now and don't really want to play any number games you just want a "NO NAG OTD" hard number on paper ,he'll take you to his little trap, go with him and sit in his little trap chair and give him just a couple minutes to get u a number he will try and act like he's your long lost fried, it's all part of his little game, if he hesitates and fails to get you a hard number in a couple minutes "stand-up" he will ether s%$# or get off the pot <make him sweat>, if hesitates again after you stand-up, tell him you have things you need to take care of and say "I may be back" I'll bet before you reach the door his game plan will change to a quick sale mode. Meaning less money for him but at least he gets a sale. after he give you a hard number ask him "is this the best you can do" have him put in writing, then ask "is this number good for the week" then say you really need to go and take care of some busyness and will get back to him after your done. Go strait to another dealer and do the same thing. don't tell him your other numbers right away wait until you find the dealer you liked the most ""NOT always the best price"" and give that dealer a chance to beat the best offer. NEVER PUT A DEPOSIT DOWN! but it's not to late to due your due diligence to make sure your getting a good deal.
Rule Number 1: NEVER give them your personal information until he gives you a HARD number you can deal with.
Rule Number 2: NEVER give a deposit.
Rule Number 3: NEVER sign anything until the deal has been made CLEAR and acceptable.
Good Luck, and remember your the one with the money to spend so you have the power.
Rick.
Rule Number 1: NEVER give them your personal information until he gives you a HARD number you can deal with.
Rule Number 2: NEVER give a deposit.
Rule Number 3: NEVER sign anything until the deal has been made CLEAR and acceptable.
Good Luck, and remember your the one with the money to spend so you have the power.
Rick.
Last edited by Nialfire; Sep 24, 2010 at 12:31 AM.
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Posts: n/a
Ya i would have to agree about the deposit, little late. But that said it/'s still NOT to late. Go to at least 2 more Harley dealers in different nearby city's if needed and just tell them your ready to buy now and don't really want to play any number games you just want a "NO NAG OTD" hard number on paper ,he'll take you to his little trap, go with him and sit in his little trap chair and give him just a couple minutes to get u a number he will try and act like he's your long lost fried, it's all part of his little game, if he hesitates and fails to get you a hard number in a couple minutes "stand-up" he will ether s%$# or get off the pot <make him sweat>, if hesitates again after you stand-up, tell him you have things you need to take care of and say "I may be back" I'll bet before you reach the door his game plan will change to a quick sale mode. Meaning less money for him but at least he gets a sale. after he give you a hard number ask him "is this the best you can do" have him put in writing, then ask "is this number good for the week" then say you really need to go and take care of some busyness and will get back to him after your done. Go strait to another dealer and do the same thing. don't tell him your other numbers right away wait until you find the dealer you liked the most ""NOT always the best price"" and give that dealer a chance to beat the best offer. NEVER PUT A DEPOSIT DOWN! but it's not to late to due your due diligence to make sure your getting a good deal.
Rule Number 1: NEVER give them your personal information until he gives you a HARD number you can deal with.
Rule Number 2: NEVER give a deposit.
Rule Number 3: NEVER sign anything until the deal has been made CLEAR and acceptable.
Good Luck, and remember your the one with the money to spend so you have the power.
Rick.
Rule Number 1: NEVER give them your personal information until he gives you a HARD number you can deal with.
Rule Number 2: NEVER give a deposit.
Rule Number 3: NEVER sign anything until the deal has been made CLEAR and acceptable.
Good Luck, and remember your the one with the money to spend so you have the power.
Rick.
Seasoned HDF Member
Joined: Sep 2009
Posts: 25,306
Likes: 2,443
From: Eastern NE
If the deal is to finance through HD - back away!!! They're not the best & most honest co. to finance with. Recommend you shop arount w/your bank, or other reputable lending institutions. I was quoted 12% through HD & went through my CU @ 5.5%...best to shop for $$$.
Road Master
Joined: Sep 2010
Posts: 1,077
Likes: 1,601
Ya i would have to agree about the deposit, little late. But that said it/'s still NOT to late. Go to at least 2 more Harley dealers in different nearby city's if needed and just tell them your ready to buy now and don't really want to play any number games you just want a "NO NAG OTD" hard number on paper ,he'll take you to his little trap, go with him and sit in his little trap chair and give him just a couple minutes to get u a number he will try and act like he's your long lost fried, it's all part of his little game, if he hesitates and fails to get you a hard number in a couple minutes "stand-up" he will ether s%$# or get off the pot <make him sweat>, if hesitates again after you stand-up, tell him you have things you need to take care of and say "I may be back" I'll bet before you reach the door his game plan will change to a quick sale mode. Meaning less money for him but at least he gets a sale. after he give you a hard number ask him "is this the best you can do" have him put in writing, then ask "is this number good for the week" then say you really need to go and take care of some busyness and will get back to him after your done. Go strait to another dealer and do the same thing. don't tell him your other numbers right away wait until you find the dealer you liked the most ""NOT always the best price"" and give that dealer a chance to beat the best offer. NEVER PUT A DEPOSIT DOWN! but it's not to late to due your due diligence to make sure your getting a good deal.
Rule Number 1: NEVER give them your personal information until he gives you a HARD number you can deal with.
Rule Number 2: NEVER give a deposit.
Rule Number 3: NEVER sign anything until the deal has been made CLEAR and acceptable.
Good Luck, and remember your the one with the money to spend so you have the power.
Rick.
Rule Number 1: NEVER give them your personal information until he gives you a HARD number you can deal with.
Rule Number 2: NEVER give a deposit.
Rule Number 3: NEVER sign anything until the deal has been made CLEAR and acceptable.
Good Luck, and remember your the one with the money to spend so you have the power.
Rick.
Also, those payments sound WAY high for 6 yrs. According to my calculations that's like a 14-15% interest rate (assuming a $9000 loan)!
Can you get financing through someone else? I know my local credit union has intrest rates at like 6% for new bikes. That would put the payment for a $9000 loan ($10,000 bike w/ $1000 down) right around $175 for 5 years. Never get a loan for more than 5 years, 3 is much better if you can swing it. If you can't easily afford the payments on a 5yr then you should buy used. Used is always the smarter thing to do anyway, let someone else take the depreciation hit (Harleys WILL depreciate for the first few years just like any other bike). Most likely, they've also put on the pipes and other "essentials" you'll probably want anyway, saving you money.
Personally, I would tell that dealer to take his offer, wad it up in a tight little ball and shove it up his you know what. There are plenty of places that will sell you a bike and their all hurting right now. Make them squirm.
Thread Starter
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6th Gear
Joined: Sep 2010
Posts: 14
Likes: 0
Thank you Guys, this will really help me out dealing with the dealer. About the financing some of you mention. Which credit union or bank do you guys recommend me since??? credit record its not an issue. Thanks again
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Cruiser
Joined: Jun 2010
Posts: 132
Likes: 0
From: Mount Juliet, TN
My 2010 Iron was $7200+doc+TTL. I paid no freight or setup. I wish I remembered what the doc fee was... $149 maybe? OTD was $8,2xx, plus I got a credit for a helmet. Damn, I wish I could remember the $ figures.You are in California, so you are not going to get a good deal unless you buy used.
E-mail some other dealerships that have an Iron in stock..get a quote. Then put them against each other and let them know they are bidding for your business. When you get your best deal, take that to your dealer that you have your deposit with. Tell them, you don't really have to drive to location X and since you have your fully refundable deposit with them, you are willing to give them a shot. The may not match, but if they are a good dealer, they will come really close.
Hope this helps,
MokeyJoe
E-mail some other dealerships that have an Iron in stock..get a quote. Then put them against each other and let them know they are bidding for your business. When you get your best deal, take that to your dealer that you have your deposit with. Tell them, you don't really have to drive to location X and since you have your fully refundable deposit with them, you are willing to give them a shot. The may not match, but if they are a good dealer, they will come really close.
Hope this helps,
MokeyJoe