Bike Insurance
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Joined: Aug 2005
Posts: 98
Likes: 0
RE: Bike Insurance
As DogzHog, chappy and the rest have stated - there are a ton of variables (age, record, number of vehicles, homeowner, claim history, location,etc) which make each and every policy different. I went with Progressive (through USAA who no longer provides prime cycle coverage - they subsidize now through Progressive) and got full coverage, $250 ded for $325/year. Just need to pick up the phone and start calling - CWO
Tourer
Joined: Oct 2005
Posts: 479
Likes: 0
From: Wa-silly
RE: Bike Insurance
It depends on the amount of coverage you seek.
All the post which state how much they pay, means nothing unless you qualify it with the coverage/deductable amounts.
Chappy list his coverage. It that does it for you then make the comparison(s).
I listed mine in another post about two weeks ago.
I have the highest coverage amounts they offer for a scoot with the least deductable amounts through Drive Insurance, an offspring of Progressive.
I pay $521.00 per yr. Full coverage and than some. I may be over insured if there is such a thing. So be it.
JMO
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All the post which state how much they pay, means nothing unless you qualify it with the coverage/deductable amounts.
Chappy list his coverage. It that does it for you then make the comparison(s).
I listed mine in another post about two weeks ago.
I have the highest coverage amounts they offer for a scoot with the least deductable amounts through Drive Insurance, an offspring of Progressive.
I pay $521.00 per yr. Full coverage and than some. I may be over insured if there is such a thing. So be it.
JMO
[sm=bounceybounce.gif]
Tourer
Joined: Mar 2005
Posts: 272
Likes: 0
From:
RE: Bike Insurance
I have Dairyland MC insurance. Totalled out a brand new ultra, filed the claim on my bike and a friends bike that was involved and claim was settled in 30 days. My rates did not go up either. I have had insurance with them for quite a few years and have never had a problem. My policy is under right at $500.00 a year. I also have $5000.00 accessories coverage on my policy as well.
Road Master
Joined: Jul 2005
Posts: 1,043
Likes: 4
From: New Mexico
RE: Bike Insurance
I use farmers .My bike is paid for I only cary liability, It's like 160 a year the bike sites 6months a year . living in the country is nice .
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Intermediate
Joined: Jul 2005
Posts: 45
Likes: 1
From: Stockton, CA
I have Bros. Club Ins.
I have a full coverage policy with Bros Club (administered by Markel American Ins. Co). I saw an ad for them on Easyriders Mag. They had about the best rate for the coverage I needed. I am paying $412/yr w/$250 ded for comp & collision. They are real easy to work with and you don't ever have to wait a long time to get your call answered like the big companies. I haven't had to file a claim<hopefully I won't ever!>, but until now they have been great. Go to www.brosclub.com, that takes you to the easyriders <paisano publications> hompepage, then click on bros club. Hope this info helps.
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