Your input needed
Elite HDF Member
Joined: Jan 2008
Posts: 4,351
Likes: 461
From: Illinois
RE: Your input needed
Harley credit has signs up all over my dealer right now that say 0% interest on any 105th anniversary model. All other bikes are as low as 5% depending on your credit rating.
Dennis
Dennis
Road Master
Joined: Jul 2007
Posts: 792
Likes: 0
From: Niagara Falls, NY
RE: Your input needed
I must say I do not have the best credit in the world, and I got 7% right through HD credit. How much are you putting down? Put more than 10% down usually helps. What extras are there. My dealer thought 7% was high, tried to get me on the next tier, but couldn't. I do not think your dealer is helping out. JMHO.
RE: Your input needed
THE DEALER OR HD CREDIT IS RIPPING U OFF..
GO TO YOUR LOCAL BANK . GET A CAR LOAN.. IF U HAVE GOOD CREDIT THEYLL BLOW THAT RATE AWAY.
HD SHOULD BE GIVING THE $$ AWAY AT THIS POINT IN THEIR LIVES
GO TO YOUR LOCAL BANK . GET A CAR LOAN.. IF U HAVE GOOD CREDIT THEYLL BLOW THAT RATE AWAY.
HD SHOULD BE GIVING THE $$ AWAY AT THIS POINT IN THEIR LIVES
Road Master
Joined: May 2006
Posts: 1,229
Likes: 20
From: Greater St Louis, MO
RE: Your input needed
I did a home equity loan and got an interest rate even lower than the credit union's recreational vehicle rate. Plus I deduct the interest.
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Road Captain
Joined: Sep 2007
Posts: 714
Likes: 0
From: Western,NC
RE: Your input needed
If your credit score is high you can surely do better. Harley's web site shows rates from 7.99 to 21.99 with the default being 13.99. Most any bank will do 7 - 8% on a new bike with good credit. The difference between 7% and 11.99% on 20K for 60 months would be $49 monthly for a total of $2925 in additional interest. THAT'S A BIG DIFFERENCE!
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