Gotta conundrum here....
Road Master
Joined: Dec 2007
Posts: 800
Likes: 27
From: In the Pacific Northwest, a few hours east of Seattle.
Life is short, Death is long.
If all the other bases are secure (savings, bills, credit, etc.) and your job is stable, go for it. Five years of payments is a PITA, but if you love the bike and ride the hell out of it, whose to say that isn't a fair trade?
If all the other bases are secure (savings, bills, credit, etc.) and your job is stable, go for it. Five years of payments is a PITA, but if you love the bike and ride the hell out of it, whose to say that isn't a fair trade?
Seasoned HDF Member
Joined: Mar 2010
Posts: 38,292
Likes: 6,322
From: Honah Lee
Negative.
Hate to be negative but my bike is my hobby and I never finance hobbies. If things were to come up, bad health, lose my job ect… I would not consider it fair to my family. I only finance the necessities, home , work vehicle, ect.. Also not sure if you have crunched the real numbers but I would not be just looking at monthly payment. I would consider what he was asking for his bike, How much he was giving you for yours and how much you could expect to get out of yours if you sell it. I have never see a dealer really give anyone squat for a trade. They just blow a lot of smoke with an inflated value and then come off from there giving you the impression you are getting something. I bet you would save a $1000 if you sell yours outright at a fair value and then buy his at a negotiated price. If you are determined to finance I would check around for the best interest rate also after doing above. Sure lot of work but you ask. Thats how I do it.
Last edited by Jackie Paper; Aug 13, 2010 at 07:25 PM.
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Road Master
Joined: Aug 2008
Posts: 759
Likes: 34
From: Virginia
You might consider a gently used '09, and maybe get a better deal than on a 2010. I traded in my 2001 EG Standard on a used '09 Ultra with 6300 miles on the clock. I was happy with the Standard but I have to admit, the '09 with the new frame, etc is WAY nicer. A bit more heat while riding, but I'm glad I traded up. Any particular reason you're looking at a Street Glide, or just because that's what the dealer has right now? If you're in the market for a new ride ... shop around. You'd be surprised what's available right now.....