Crashed bike, now what?
Outstanding HDF Member
Joined: Aug 2010
Posts: 2,249
Likes: 3
From: SE Wisconsin
I would guess totaled. September my 2011 Road King was totaled, estimated $12,000 to repair. Driver stopped at a stop sign and then pulled out in front of me. Got the call this morning, my 2011 Limited has arrived, I will take delivery on November 26th. The bad news is I live in Wisconsin so the dealership will be storing the bike until the first nice day in March.
Advanced
Joined: Nov 2010
Posts: 59
Likes: 1
Glad your ok. I have worked at a H-D dealership in the past and it all depends on your insurance. I have seen some bikes that looked like they were beyond repair and they got a new frame, motor, swingarm, front end and all kinds of small stuff and we repaired it. But I have also seen a bike come in with very little damage and all it needed was an engine gaurd and a frame replacement and they totaled the bike. So like I said it depends on the insurance company.
Tourer
Joined: Jan 2005
Posts: 394
Likes: 1
From: Lower Hood Canal, WA
First off, glad you're OK and it sounds like there weren't any serious injuries. A car hit me when I was riding my softail about five years ago. One of those left turns in front of me and didn't see me. Anyway . . . my insurance (Foremost) totaled it. I had it insured for full replacement value taking into consideration all the mods I did. With the help of my local dealer and my itemized list and receipts for the mods, we settled on $15,000. I bought the salvage back from them for $4,000 leaving me with $11,000 to put it back together and ended up with this.
Supporter
Joined: Nov 2008
Posts: 1,423
Likes: 77
From: NW Ontario
Ditto on the comments about the frame. If the frame is indeed pooched, then you wouldn't want to ride after the repair. Take the $$ and seek out a new ride. Glad you are ok to tell us about it.
Road Master
Joined: Mar 2009
Posts: 795
Likes: 1
From: Richmond, VA
A family member just crashed and they determined the frame was bent and sent her a new frame from the moco and asked for the neck of the olf frame in return as a core. They thought they were getting big money out of the deal but the only person that came out on top was the repair man.
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Outstanding HDF Member
Joined: Aug 2010
Posts: 3,498
Likes: 128
All I can tell you is what my experiance is. When I had my wreck, the dealer told me they almost always fix them unless the frame is bent. He told me the frame is the determining factor on whether a bike is totalled or not. My repair was a little over 10.5K on a 5 year old Dyna. They didn't "fix" anything. Everything was replaced with a new part. My wheels were OK. The tranny was OK. The engine needed new cylinders due to broken fins. The carb was OK. Pretty much everything else was replaced. All new tins, forks, bars, lights, grips, exhaust, seat, mirrors, even my leather tool bag was replaced. I didn't think my bike was worth a heck of a lot more than the repair bill, but they fixed it just the same.