Did a bike refiance today
Road Master
Joined: May 2010
Posts: 928
Likes: 1
From: Long Island NY
I also got from my TFCU a rate of 4.24% and HD Finance was at 6.75% and the HD Finance guy was so happy to give that rate to me until I told him I beat him by 2.5% points ? lol!
They have finance my last 4 bikes and are great .
They have finance my last 4 bikes and are great .
Elite HDF Member
Joined: Jan 2009
Posts: 4,516
Likes: 103
From: Massachusetts (NE)
I have a Credit Union line of credit ($75,000) attached to my house, so I can buy whatever I want anytime, and then I deduct the interest fee on my taxes ... Auto loans are not tax deductible but this type is. They give me a book of checks to use ... only pay interest on what you owe - not on the available line ...
current rate is 3 3/4 variable, that can only go up 1 % per year, max of 5 % points overall or 8 3/4 %, it follows the market rate. no points or closing fees !!! no prepayment penalties ... must be paid back in 8 years , line of credit good for 5 years
good for buying cars trucks bikes - like having cash to make a GOOD deal !
Not good if your a drug addict !
current rate is 3 3/4 variable, that can only go up 1 % per year, max of 5 % points overall or 8 3/4 %, it follows the market rate. no points or closing fees !!! no prepayment penalties ... must be paid back in 8 years , line of credit good for 5 years
good for buying cars trucks bikes - like having cash to make a GOOD deal !
Not good if your a drug addict !
Stellar HDF Member
Joined: Jul 2008
Posts: 2,670
Likes: 24
From: Birchwood TN
I have a Credit Union line of credit ($75,000) attached to my house, so I can buy whatever I want anytime, and then I deduct the interest fee on my taxes ... Auto loans are not tax deductible but this type is. They give me a book of checks to use ... only pay interest on what you owe - not on the available line ...
current rate is 3 3/4 variable, that can only go up 1 % per year, max of 5 % points overall or 8 3/4 %, it follows the market rate. no points or closing fees !!! no prepayment penalties ... must be paid back in 8 years , line of credit good for 5 years
good for buying cars trucks bikes - like having cash to make a GOOD deal !
Not good if your a drug addict !
current rate is 3 3/4 variable, that can only go up 1 % per year, max of 5 % points overall or 8 3/4 %, it follows the market rate. no points or closing fees !!! no prepayment penalties ... must be paid back in 8 years , line of credit good for 5 years
good for buying cars trucks bikes - like having cash to make a GOOD deal !
Not good if your a drug addict !
I financed thru HD credit (Eagle Mark) when I bought mine about a month ago and I have a credit score of 700 even and they gave me 9.9 for 72 months
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