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On my 2010 Limited 103 neutral is real easy to find. I have almost 20K miles on her now.
I think I might have a adjusted the clutch cable maybe once. Bikes never been back to a dealership. I do change the primary, like the engine oil every 3K miles. Maybe always keeping the primary oil fresh and clean helps, not only with longevity but with finding neutral.
I didn't have the time to read through all the posts and maybe it's already been suggested, but I've found over the years, that keeping the primary just a little less than full really helps me. I generally fill it an ounce or two shy of the recommended amount.