Best Interest Rate for HD Financing
That "Barnets" on the banner ads advertise fianacing for nearly everybody. I bet if you could see some of those intrest rates you would feel good about whatever your paying!
i don't know about the interest rate difference, but my credit union is a lot easier and quicker to work with than HD financing.
i don't know about the interest rate difference, but my credit union is a lot easier and quicker to work with than HD financing.
Club Member
Joined: Jul 2012
Posts: 2,697
Likes: 10
From: San Angelo, Texas
Amen to that. A local person who KNOWS me is more valuable than most people know. The ability to pick up the phone and get a commitment of rates and terms right then is a good feeling, and makes a purchase like a car/truck/boat or Harley an easier negotiation as well.
Road Captain
Joined: Apr 2011
Posts: 538
Likes: 24
From: Texas
heck, if we want to be financial genuises, we would have bought a cheaper bike...i got the .99 percent advertise bait deal and the only reason i traded my 1999 road king up to a 2013 the last weekend in June. i must maintain a high credit score where i work and they still tried to give me the runaround. I got up to leave and miraculously, my rate was .99% and they said they were doing me a favor. i called BS on that comment and then we got down to business. i was happy with the rate and the trade in offer on my old bike(7 grand) which they sold for 10,500 a few weeks later...everyone was happy!
Elite HDF Member
Joined: Dec 2010
Posts: 4,229
Likes: 10
From: Oklahoma
Good point, but we are not talking about high interest rates and hundreds of thousands of dollars.
Outstanding HDF Member
Joined: Aug 2013
Posts: 3,414
Likes: 374
From: Southern NY, known as Florida
Yeah well they would not be my financial analyst. Anytime you can get a rate below 4% on a vehicle you are much better off to invest your 20k and pay the interest.,
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Novice
Joined: Sep 2013
Posts: 23
Likes: 0
From: Atlanta
I started this thread so let me give an update. Well, I checked with Suntrust bank today and they quoted me for 7.5% new or used. Sales guy from dealership called me and said he had worked it down to 3.99%.
I do not belong to a credit union but there are several in the area, I just need to call but 3.99% is pretty good I think.
I do not belong to a credit union but there are several in the area, I just need to call but 3.99% is pretty good I think.
Advanced
Joined: Jun 2007
Posts: 86
Likes: 0
From: Ft Bragg, NC
Best Interest Rate HD Financing
Closed yesterday on Ultra Limited- 4.49%-60 months from HD financing- beat my two Military affiliated CU by 1%- My credit score 800+. I suppose each one of us has a need for financing at some point in life- mine is, sell my 08 Ultra and pay off the loan ASAP.
The 2014 Limited is a awesome machine-quite a generation leap for my riding experience-
The 2014 Limited is a awesome machine-quite a generation leap for my riding experience-