Sup from houston Texas
Outstanding HDF Member
Joined: Aug 2007
Posts: 3,394
Likes: 0
From: Bristol UK
Welcome from Bristol, England.
Good luck, particularly on landing the job.
I'm sure at 18 this isnt what you want to hear. I probably did'nt either way back then. However, this is my sincere advice which you are of course free to take or ignore.
Personally, I would recommend not being in too big a hurry to buy a bike on credit as soon as you get a job. Particularly given the uncertain state of the economy and resultant lack of job security.
Work out how much the monthly repayments would be, then save that amount each month plus more if possible.
If you really NEED to buy transport in order to get to the job in the meantime, buy a cheap second hand small bike such as a Honda Rebel. It's functional, will get you to work and be fun. It wil also give you an opportunity to learn bike riding skills on a much lighter and more forgiving machine and if you drop it, it wont be as painful $$$wise as if you dropped a Harley.
If things are still working out well job wise, then in a year or two, you might be in a position to buy a bike outright for cash. The bikes then truely your's and you got it cheaper. If the worst happens and the job doesnt last, not only have you not made wasted payments on a bike thats going to be repossed, but you now have a lump sum saved which will help you get by while looking for another job.
Whatever you decide to do, I wish you the best of luck.
Enjoy the ride, but stay safe.
Good luck, particularly on landing the job.
I'm sure at 18 this isnt what you want to hear. I probably did'nt either way back then. However, this is my sincere advice which you are of course free to take or ignore.
Personally, I would recommend not being in too big a hurry to buy a bike on credit as soon as you get a job. Particularly given the uncertain state of the economy and resultant lack of job security.
Work out how much the monthly repayments would be, then save that amount each month plus more if possible.
If you really NEED to buy transport in order to get to the job in the meantime, buy a cheap second hand small bike such as a Honda Rebel. It's functional, will get you to work and be fun. It wil also give you an opportunity to learn bike riding skills on a much lighter and more forgiving machine and if you drop it, it wont be as painful $$$wise as if you dropped a Harley.
If things are still working out well job wise, then in a year or two, you might be in a position to buy a bike outright for cash. The bikes then truely your's and you got it cheaper. If the worst happens and the job doesnt last, not only have you not made wasted payments on a bike thats going to be repossed, but you now have a lump sum saved which will help you get by while looking for another job.
Whatever you decide to do, I wish you the best of luck.
Enjoy the ride, but stay safe.
Club Member
Joined: Sep 2009
Posts: 13,453
Likes: 0
From: Indianapolis
We love helping people spend their money! Welcome to the Forum from Indy! Not a good riding season so far.
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