Wow was i in for a shock when i got my insurance up after adding my new road king.
I HAD state farm and for my 3 bikes my new bill was $2666.00
I have a 2012 roadkind,2010 ducati hypermotard evo sp,2002 duece.
Due to having a umbrella policy (1 million ) i need high limits on all bikes.
I called my agent and he told me state farm is NOT the cheapest anymore.
So i call Progressive and they had good rates but when i asked question they had to switch me to another dept that put me on hold after 5 minutes i hung up.
I then called GEICO who gave me a rate of 1587.00 more coverage if i switch my auto also which also saved me over 600.00 for the year.
So its a WIN WIN For Me

Leaves Me Mo Money For Toys

 

Nice. I pay $2,400/yr to have my '11 103 in Manhattan.

All ins co's were about the same.

J

 

Did you try Riders Ins? They are based out of NJ. I'm in PA and they gave me the best rates I could find...and they had the best coverages!.

 

That's robbery! I pau $240/yr from Progressive.

 

My 09 Road King with $300,000 / $500,000 - collision, $6,000 mod coverage AND PIP PROTECTION FOR THE FULL $500,000 (max allowed in NJ) is about $350 a year with Progressive (Harley Insurance). It didn't start that low (about $650/yr) but has consistantly dropped in cost every year for the past five years. I am 58 years old and have an IMMACULATE driving record! Something doesn't sound right or possibly it is reflective of a driving record?

I agree that automobile and bike insurance are rediculously high here in NJ but I'd keep looking if I was you. I did Progressive completely on-line but have had phone conversations with them and never had a problem getting thru to a real person. Just my experience!

 

I was with State Farm for 20 yrs before that i had Riders for 25 yrs till
they told me my ZRX11 Kaw was a sport bike and want 1600 to insure it.
At that time State farm id both my bike for 1100 dollars.

I call my State Farm agent and he told me state farm is Not The Cheapest.
He also told me if i switched but keep the same high limits my umbrella policy would go from 101.00 to 221.00

I tryed Progressive and they were a little cheaper than GEICO however when i needed the policy explained they jerked me around sending me to different departments then they just put me on hold.

Didnt get a Warm Fuzzy Feeling, Geico was Great Answered all My Questions.

 

I'm in PA and they gave me the best rates I could find...and they had the best coverages!.

 

I switched from Rider last year and went with Hughes Recreational in North Jersey. Got a cheaper rate, and I wasn't all that unhappy with Rider rates.
I've never had a claim with any of them so I can't address that aspect.


http://www.nj-motorcycle-insurance.com/