Insurance in Zoo Jersey $$$$$$$

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Aug 22, 2012 | 06:08 AM

1sicmofo

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Joined: Jul 2012

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From: zoo jersey

Insurance in Zoo Jersey $$$$$$$

Wow was i in for a shock when i got my insurance up after adding my new road king.
I HAD state farm and for my 3 bikes my new bill was $2666.00
I have a 2012 roadkind,2010 ducati hypermotard evo sp,2002 duece.
Due to having a umbrella policy (1 million ) i need high limits on all bikes.
I called my agent and he told me state farm is NOT the cheapest anymore.
So i call Progressive and they had good rates but when i asked question they had to switch me to another dept that put me on hold after 5 minutes i hung up.
I then called GEICO who gave me a rate of 1587.00 more coverage if i switch my auto also which also saved me over 600.00 for the year.

So its a WIN WIN For Me

Leaves Me Mo Money For Toys

Last edited by 1sicmofo; Aug 22, 2012 at 06:10 AM.

Aug 22, 2012 | 06:11 AM

Esuomm1

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Joined: Apr 2012

Posts: 345

Likes: 3

From: Manhattan

Nice. I pay $2,400/yr to have my '11 103 in Manhattan.

All ins co's were about the same.

J

Aug 22, 2012 | 06:44 AM

Scudda

Stellar HDF Member

Joined: Feb 2012

Posts: 3,293

Likes: 3,518

From: PA

Did you try Riders Ins? They are based out of NJ. I'm in PA and they gave me the best rates I could find...and they had the best coverages!.

Aug 22, 2012 | 06:52 AM

Maclugie

Road Master

Joined: Jun 2010

Posts: 779

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From: Upstate New York

That's robbery! I pau $240/yr from Progressive.

Aug 22, 2012 | 07:16 AM

jeffreydsilver

Ultimate HDF Member

Joined: May 2008

Posts: 6,508

Likes: 169

From: WPB, FL

My Experience

Quote:

Originally Posted by 1sicmofo

Wow was i in for a shock when i got my insurance up after adding my new road king.
I HAD state farm and for my 3 bikes my new bill was $2666.00
I have a 2012 roadkind,2010 ducati hypermotard evo sp,2002 duece.
Due to having a umbrella policy (1 million ) i need high limits on all bikes.
I called my agent and he told me state farm is NOT the cheapest anymore.
So i call Progressive and they had good rates but when i asked question they had to switch me to another dept that put me on hold after 5 minutes i hung up.
I then called GEICO who gave me a rate of 1587.00 more coverage if i switch my auto also which also saved me over 600.00 for the year.

So its a WIN WIN For Me

Leaves Me Mo Money For Toys

Quote:

Originally Posted by Maclugie

That's robbery! I pau $240/yr from Progressive.

My 09 Road King with $300,000 / $500,000 - collision, $6,000 mod coverage AND PIP PROTECTION FOR THE FULL $500,000 (max allowed in NJ) is about $350 a year with Progressive (Harley Insurance). It didn't start that low (about $650/yr) but has consistantly dropped in cost every year for the past five years. I am 58 years old and have an IMMACULATE driving record! Something doesn't sound right or possibly it is reflective of a driving record?

I agree that automobile and bike insurance are rediculously high here in NJ but I'd keep looking if I was you. I did Progressive completely on-line but have had phone conversations with them and never had a problem getting thru to a real person. Just my experience!

Aug 22, 2012 | 03:55 PM

1sicmofo

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Joined: Jul 2012

Posts: 281

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From: zoo jersey

Quote:

Originally Posted by jeffreydsilver

I was with State Farm for 20 yrs before that i had Riders for 25 yrs till
they told me my ZRX11 Kaw was a sport bike and want 1600 to insure it.
At that time State farm id both my bike for 1100 dollars.

I call my State Farm agent and he told me state farm is Not The Cheapest.
He also told me if i switched but keep the same high limits my umbrella policy would go from 101.00 to 221.00

I tryed Progressive and they were a little cheaper than GEICO however when i needed the policy explained they jerked me around sending me to different departments then they just put me on hold.

Didnt get a Warm Fuzzy Feeling, Geico was Great Answered all My Questions.