Insurance question.....
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Road Captain
Joined: Feb 2007
Posts: 744
Likes: 1
From:
Insurance question.....
What am I looking at to pay for fulll coverageinsurance on a new Heritage?
Driving record is clean, very clean.
Male, late 40's.
Checked with my car insurer (American Family I think) was quoted around $500 for one policy
and close to $900 to double or triple, medical coverage, these prices were per year.
Thought that was a decent price, either way, but talking with a cuple guys at work say I can get
for a couple hundred a year at most!
So, whats the group here say?
Thanks!!
Driving record is clean, very clean.
Male, late 40's.
Checked with my car insurer (American Family I think) was quoted around $500 for one policy
and close to $900 to double or triple, medical coverage, these prices were per year.
Thought that was a decent price, either way, but talking with a cuple guys at work say I can get
for a couple hundred a year at most!
So, whats the group here say?
Thanks!!
Tourer
Joined: Jul 2006
Posts: 302
Likes: 0
From: Southern Indiana
RE: Insurance question.....
The area you live and ride in will also dictate what your premiums will run.You may wanna check with companies that specialize in motorcycle coverage, esp. Harley's. I've heard some claims horror storieswhen it comes to companies not versed in motorcycle coverages
Seasoned HDF Member
Joined: Dec 2003
Posts: 7,090
Likes: 3,882
From: Murfreesboro , TN
RE: Insurance question.....
Do a search, this subject has been beat to death about once a week! It varies on all kinds of things; credit score, location, single/married, kids, income, type of dog you own.....
Two identical twins with the same exact situation with the same bike, living next door to each other could get drastically different rates.
Two identical twins with the same exact situation with the same bike, living next door to each other could get drastically different rates.
Advanced
Joined: Feb 2007
Posts: 78
Likes: 0
From: Wrentham, MA
RE: Insurance question.....
$500, $350 you guys are bumming me out.
I live in Massachusetts, get a discount for multiple cars (2003 4 runner, 2005 Madza mini van, a 2000 RK), My step points have been at 9 for as long as I can remember. Haven't got a speeding since I was 18 (now 40).
I pay $1200 a year for my bike, just my bike, $650 for the YO, and $670 for the minivan, and for my coverage those are all good prices.
Let me in on the secret of low insurance rates.
Art
I live in Massachusetts, get a discount for multiple cars (2003 4 runner, 2005 Madza mini van, a 2000 RK), My step points have been at 9 for as long as I can remember. Haven't got a speeding since I was 18 (now 40).
I pay $1200 a year for my bike, just my bike, $650 for the YO, and $670 for the minivan, and for my coverage those are all good prices.
Let me in on the secret of low insurance rates.
Art
Seasoned HDF Member
Joined: Dec 2003
Posts: 7,090
Likes: 3,882
From: Murfreesboro , TN
RE: Insurance question.....
ORIGINAL: NICKNOAH
$500, $350 you guys are bumming me out.
I live in Massachusetts, get a discount for multiple cars (2003 4 runner, 2005 Madza mini van, a 2000 RK), My step points have been at 9 for as long as I can remember. Haven't got a speeding since I was 18 (now 40).
I pay $1200 a year for my bike, just my bike, $650 for the YO, and $670 for the minivan, and for my coverage those are all good prices.
Let me in on the secret of low insurance rates.
Art
$500, $350 you guys are bumming me out.
I live in Massachusetts, get a discount for multiple cars (2003 4 runner, 2005 Madza mini van, a 2000 RK), My step points have been at 9 for as long as I can remember. Haven't got a speeding since I was 18 (now 40).
I pay $1200 a year for my bike, just my bike, $650 for the YO, and $670 for the minivan, and for my coverage those are all good prices.
Let me in on the secret of low insurance rates.
Art
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Ultimate HDF Member
Joined: Nov 2006
Posts: 5,289
Likes: 3
From: Rowlett, Texas
RE: Insurance question.....
I pay 600 a year. That covers the 10 grand personal injury.
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Elite HDF Member
Joined: Aug 2006
Posts: 3,871
Likes: 4
RE: Insurance question.....
what you guys might look into is a coverage that gives you medical and unisnsured motorest, i have a 05 wideglide and its loaded up, my agent wrote me a 25,000 dollor coverage just as if it was a antique car, if its stolen i get a check for 25,000, most ins co. go by blue book grap, they would prob, offer me 12,000, i pay 450 a year, and during winter months i can call and lower it by 50%, if it is in garage, still covered for theft, and if house burns down,
Road Captain
Joined: Oct 2006
Posts: 658
Likes: 23
From: South Florida
RE: Insurance question.....
ORIGINAL: NICKNOAH
I pay $1200 a year for my bike, just my bike, $650 for the YO, and $670 for the minivan, and for my coverage those are all good prices.
Let me in on the secret of low insurance rates.
Art
I pay $1200 a year for my bike, just my bike, $650 for the YO, and $670 for the minivan, and for my coverage those are all good prices.
Let me in on the secret of low insurance rates.
Art
The secretto low insurance rates, is low coverage. Period. Your coverage for $1200 a year, may very well be far superior to many of the other 'cheaper' quotes here, all things being equal.