Friend Crashed My FXDB
Thread Starter
|
Advanced
Joined: Mar 2016
Posts: 96
Likes: 3
From: san jose, ca
LMAO hahaha nobody is ever going to ride my bike again!! LESSON LEARNED
Thread Starter
|
Advanced
Joined: Mar 2016
Posts: 96
Likes: 3
From: san jose, ca
I was amazed by the number of guys claiming that their insurance didn't cover another rider on their bike. So this morning I called my agent and he told me that's nonsense. Don't know what type if cheep Insurance you have, but mine covers any licensed rider. Or bike I ride
Thread Starter
|
Advanced
Joined: Mar 2016
Posts: 96
Likes: 3
From: san jose, ca
I got hit last year and the driver bailed leaving me on the hwy in 5pm traffic on the Cape Fear Memorial Bridge in Wilm, NC. Since the a$$*%e left me there and the cameras only got the car make and model but no license # somehow the detectives told me I was screw... they wouldn't waste anymore time because I wasn't seriously injured (only a little rash and a broken foot). So I pondered it and ended up just fixing it out my own pocket mainly because I didn't want my policy going up next renewal (they tell you it won't but believe me from exp it will, they'll just use the excuse the rates went up even though you have no points). But... I did exactly what your thinking and went slowly through it and rebuilt with everything I wanted. Happier now than I was before.... food for thought.
Club Member
Joined: Mar 2009
Posts: 66,125
Likes: 51,442
From: Niles Canyon Ca.
Same here, had the bike in my sig pic 35 years and I can count the people who have ever rode it on one hand with fingers left over.
Road Captain
Joined: Oct 2016
Posts: 638
Likes: 127
From: Kentucky
I also wanna add a couple of years ago i lost a bike. It was a 2006 harley that i had just paid off and completed my build on. So being the big dummy i was i dropped full coverage during the winter since it was paid off and i wasnt gonna be riding it anyway much in the winter. On dec. 1st that year my dumb *** neighbor was burning trash on a no burn ban day (to dry) and caught my garage on fire. Burnt it to the ground before anyone could get it put out. With my bike in it. Firefighters had to work there butt off just to save my house and it still melted siding on the back of the house. Insurance said it was up to me to pursue any loss with the person who caused the fire. The person who did it is a broke low life who hasnt ever had nothing and never will. So long story short i lost that bike totally. All that was left was the frame pretty much. Lessoned i learned was anything i value will from then on have full coverage insurance plus some. Maybe that will make u feel a little better atleast yours is rebuildable ha. Mine wasnt. Took me a couple of years to save up enough to just make a down payment on my current new one. Talk about sucking *****.
Last edited by hollandhunter; Jan 19, 2017 at 07:54 PM.
Advanced
Joined: Dec 2016
Posts: 64
Likes: 53
From: Chesapeake, VA
so on saturday a friend crashed my crashed my street bob... he said a car cut him off on the street (not the highway)... his injuries include a slight elbow fracture, slightly dislocated back, and some road rash.... he got out of the hospital the same day so thats good and I'm glad..... but my damn heart is broken over my bike lol picked it up today from the tow yard and the bars completely broke, dented tank, quarter fairing is jacked, a bolt and nut from the exhaust bracket is missing and some road rash on the right fork and my HD heavy duty cleaner is crushed, and my left foot control and link is messed up but still able to put in neutral to load onto tow truck... as i was driving home i was thinking.... now i can finally have an excuse to buy the parts that i really wanted. One of those "look at the bright side" type of things i guess. No oil leaks of any sorts as well. Has anybody had a similar situation where you just dont want to go through insurance to fix the bike? if so did y'all buy all new parts or used or mixed? anything i should look out for? Rims and tires still look fine and forks dont look screwed except for the road rash...
Seasoned HDF Member
Joined: Oct 2012
Posts: 11,224
Likes: 3,049
From: St.Louis Mo.
talk to the insurance company or fix it and hand your pal the bill. have to ask , why would you even let him ride the bike ?
HD Forum Stories
The Best of Harley-Davidson for Lifelong Riders
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Verdad Gallardo
8 Best Harley-Davidson Motorcycles Ever
Pouria Savadkouei
10 Worst Harley-Davidson Motorcycles Ever
Pouria Savadkouei
Killer Custom's Jail Break Is The Breakout That Refused to Blend In
Verdad Gallardo
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Verdad Gallardo
Harley-Davidson Reveals Super Cool Cafe Racer Concept
Verdad Gallardo
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Verdad Gallardo
10 Motorcycles You Should Never Buy
Joe Kucinski
10 Things Harley-Davidson Needs to Fix in 2026
Verdad Gallardo
Seasoned HDF Member
Joined: Jan 2015
Posts: 16,013
Likes: 7,137
From: Sandy Eggo's North County
I also wanna add a couple of years ago i lost a bike. It was a 2006 harley that i had just paid off and completed my build on. So being the big dummy i was i dropped full coverage during the winter since it was paid off and i wasnt gonna be riding it anyway much in the winter. On dec. 1st that year my dumb *** neighbor was burning trash on a no burn ban day (to dry) and caught my garage on fire. Burnt it to the ground before anyone could get it put out. With my bike in it. Firefighters had to work there butt off just to save my house and it still melted siding on the back of the house. Insurance said it was up to me to pursue any loss with the person who caused the fire. The person who did it is a broke low life who hasnt ever had nothing and never will. So long story short i lost that bike totally. All that was left was the frame pretty much. Lessoned i learned was anything i value will from then on have full coverage insurance plus some. Maybe that will make u feel a little better atleast yours is rebuildable ha. Mine wasnt. Took me a couple of years to save up enough to just make a down payment on my current new one. Talk about sucking *****.
Road Master
Joined: Dec 2016
Posts: 981
Likes: 182
From: Fairfax County, VA
Only in insurance terms perhaps. Lowest book value vs OEM parts and labor for full replacement of any/every damaged components. A painted tank alone...
Anyway... The point is, if the bars weren't snapped-off like that you were probably riding it home. Bet it's ride-able with a couple hundred bucks only - just some bars (and will even pass inspection). Maybe a little extra stiction in the fork (worst case) but ride-able.
I still say minor damage and cosmetics.
Anyway... The point is, if the bars weren't snapped-off like that you were probably riding it home. Bet it's ride-able with a couple hundred bucks only - just some bars (and will even pass inspection). Maybe a little extra stiction in the fork (worst case) but ride-able.
I still say minor damage and cosmetics.