Ruined it today.
Road Captain
Joined: Mar 2008
Posts: 646
Likes: 0
From:
I think the insurance companies have an oblogation to fix a vehicle to your satisfaction. Until you cash a check or sign something they have to negotiate with you. The least they can do is pay for each replacement part if it has so much as a scratch caused from the accident, AND LABOR. You should be able to get original factory harley OEM parts $$$ and replacements for the aftermarket parts. No pain and suffering as you weren't on the bike. My insurance (Farmers Ins) covers any part that is PERMANENTLY attached.
In some states it's tough to collect in a parking lot because they cannot get a ticket on private property... hmmmmm. Did she get a ticket?????
In some states it's tough to collect in a parking lot because they cannot get a ticket on private property... hmmmmm. Did she get a ticket?????
Last edited by rayfinseats; Jan 12, 2009 at 12:10 AM.
Cruiser
Joined: May 2007
Posts: 148
Likes: 0
From: Texas
Its the same no fault BS in Louisiana. Unless the vehicle is parked. My wife was parking in a lot in Baton Rouge when a idiot backed out of his spot with his head up his a$$, and hit her on the side of the durango. he got out, looked at his bumper, then got back in and left. Never said a word to anyone. 
Its a good thing I wasnt there... it would not have been pretty.
Its a good thing I wasnt there... it would not have been pretty.
Advanced
Joined: Nov 2008
Posts: 51
Likes: 0
From: Burke, VA
Even in an accident like this, it's best to get a police statement. If you really have to pay that deductible and you think it's worth your time, take her to small claims court. You did get her information, didn't you?
Big Kahuna HDF Member
Joined: Feb 2006
Posts: 23,881
Likes: 34
From: USA
Since your bike was parked her insurance company has to pay your deductable. Your insurance company has to repair the bike at an authorized Harley Davidson repair facility (dealer) to your satisfaction. So you will get all MoCo parts.
Outstanding HDF Member
Joined: Mar 2008
Posts: 2,456
Likes: 11
From: PacNW; Beacon of Conservatism in a Sea of Liberals.......AZ Snowbird; Just another Conservative
Digest the recommendations here, pick one (or two), but DON"T POST anything that could be used against you later.
Cruiser
Joined: Oct 2007
Posts: 213
Likes: 1
From: Southeast New York
Sniper77 is correct... It's a whole different story if you are not on the bike and it's parked. She is at fault.. Period. Glad you weren't there to be injured and witnessed the whole thing, as painful as it must have been.
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Intermediate
Joined: Nov 2008
Posts: 37
Likes: 1
From: Central California
parking lot suckfest
Sorry to here that Topspin, I have a headlight trim ring free for the asking if yours was damaged. Thats a bummer what happened.
I hope Jennifer got her text message ok with no interuptions and she got the text message her hair appointment was cancelled.
"Gee whilikers..what was that sound? ....OMG!!"
One good thing about the vehicle, a Lexus, I'm almost positive she has insurance. I would be worried if she was driving some souped up Ricer piece of crap with a leaf blower exhaust system and some zit faced tweaker behind the wheel.
I hope Jennifer got her text message ok with no interuptions and she got the text message her hair appointment was cancelled.
"Gee whilikers..what was that sound? ....OMG!!"
One good thing about the vehicle, a Lexus, I'm almost positive she has insurance. I would be worried if she was driving some souped up Ricer piece of crap with a leaf blower exhaust system and some zit faced tweaker behind the wheel.
Road Warrior
Joined: Dec 2008
Posts: 1,530
Likes: 1
From: Upstate, SC
It depends on where the bike was parked. In a legitimate parking space, no problem. She's at fault. But if he pulled up behind her car and got off his bike, this could get interesting from a legal standpoint.