Ruined it today.

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Jan 12, 2009 | 05:33 PM

#51

harper764

Banned

Joined: Dec 2007

Posts: 421

Likes: 0

Quote:

Originally Posted by Topspin

I wasn't even on the bike.

I had a seat on the 50 yard line and watched!

And as far as insurance is concerned... in Florida we have no fault. My insurance company pays after my $500 (DAMMIT) deductible. Then they surcharge me until I'm 137years old.

WTF????!!!!! dude im stationed in pensacola and back in 07 i got hit head on when some dumb B!@#$ tried to make a left hand turn (she violated right of way) and her insurance company paid for my bike and MOST of the hospital bills (most cause the b!@#$ had the minimum coverage) but atleast her company had to pay. it just doesnt sound right that you have to pay the deductable for that.

Jan 12, 2009 | 05:40 PM

#52

SFD_207

Cruiser

Joined: May 2007

Posts: 148

Likes: 0

From: Texas

If the insurance company does not cooperate to you liking, I would definately visit a lawyer, even if its for nothing more than advise.
Good Luck

Jan 12, 2009 | 06:13 PM

#53

2XNightTrain

Road Master

Joined: Mar 2008

Posts: 1,130

Likes: 0

From: FLORIDA

Quote:

Originally Posted by jarhead45

Frame still straight? Motor still motors? Tranny still shifts? Pfft.. dude yer good. Just think - New parts compliments of her insurance... She had insurance RIGHT?

YEP and RETAIL prices for all the parts she replaces. It's time to UPGRADE!!!

Jan 12, 2009 | 06:15 PM

#54

2XNightTrain

Road Master

Joined: Mar 2008

Posts: 1,130

Likes: 0

From: FLORIDA

Topspin,

No fault doesn't mean that your insurance pays it all. They pay for your bike to get fixed and then go after her insurance company. Generally, they settle all that with one call. I am in Milton bro.

Jan 12, 2009 | 07:39 PM

#55

RKLeo

Road Master

Joined: Oct 2007

Posts: 967

Likes: 104

From: Tampa Bay, Florida

Quote:

Originally Posted by Topspin

Topspin,

You can win this!!!
Did she admit fault? Was there a police report?
Better yet, go back to that parking lot and see if there are security cameras.
You will have to pay the deductible but you can get that back. I live in Florida and a pack of teens pulled out in front of me and smashed my mustang. They were fully at fault and their moms insurance company fully subrogated my insurance company.
I got my $500 back after about 8 weeks.

Clearly, you were not at fault and you could win.

Last edited by RKLeo; Jan 12, 2009 at 07:42 PM.

Jan 12, 2009 | 08:05 PM

#56

Man O'War

Road Captain

Joined: Jan 2009

Posts: 504

Likes: 9

From: KY

Sorry to hear what happened, but fortunately you were not on the bike when it was hit.

Jan 12, 2009 | 09:14 PM

#57

nevil

Seasoned HDF Member

Joined: Jul 2008

Posts: 9,281

Likes: 1,139

From: southeast PA

As much as it sucks to have that happen to you, you gotta feel better by now with all the good advice (and sympathy) from your fellow riders. Throwing stuff only helps for a little while and something usually ends up getting broke.

Jan 12, 2009 | 09:51 PM

#58

Baeseman1

Elite HDF Member

Joined: Aug 2007

Posts: 4,265

Likes: 99

From: Northern VA

A guy out here I know had is bike painted by the ins company's recommended painter. He wasn't happy with the paint job and asked the adjuster to come take a look. He told the adjuster and the ins company the bike was going to a painter of his choice and they would pay for it. And they did. But he was tough with them - and got what he wanted...