I have a 2003 Dyna Wide Glide with the custom factory paint, (candy apple red two tone with a tribal design), it's marked 119 of 200. I have alot of additional extras added to this bike as well. A lady on a cell phone recently pulled out in front of me and I had to lay it down to avoid a more serious collision. The insurance wants to total it but I've never even seen another paint scheme like it and want to get my fair share from the insurance. Does anyone know what it might be worth?

 

Most of the Harley limited paint sets go for $2500 up to about $4000.

Try to find something close to what you have that is currently available and use that cost as a starting point.

 

Sorry to hear about your accident. Nice WG too! You going to buy it back from the insurance company and fix it?

 

If it just suffered a laydown, it's prob'ly an EZ fix. I'd be looking to buy it back from the insurance and pick up a matching tins set thru ebay, or see if you could get someone to recreate the limited paint...there's some talented paint guys out there.

 

+1 on the bike looking sweet. As stated previously you can get a set of tins for relatively cheap and then have them painted. Insurance companies are always trying to put the screws to you!!!

 

Try these folks...

http://colormaniapaint.com/

This is who does harley's official custom painting....

 

Wow, I never knew any WG's produced in '03 were anything other than Anniversary bikes with the associated paint scheme.

 

Not a fair statement. A thousand dollars to an insurance company is like a nickel to me and you. The Adjuster simply needs to be able to justify his payout to his superiors. Rarity, lack of availability and (I forget the other term) have no meaning to an insurance company or the adjuster. Just because something is rare doesn't necessarily add value to it.

I was browsing through the HD catalogue the other day and I noticed, in their color section, they stated that the MoCo could duplicate any color scheme they ever made. They said 'go to your dealer' to check it out.

The OP might want to consider doing that. Get a cost proposal from the dealer and present it to the adjuster while explaining that the paint was an OEM upgrade that cost 'X' amount of dollars. Nicely. Maybe also from an Indy and present that, too. Nicely.

It would also help greatly if you could find a few of the same bikes, with the same paint job for sale and show the pricing. Might be difficult or impossible to do, but it's a thought. Show them to the Adjuster. Nicely.

The burden is on the policyholder to show the value of something. Just the way it is. Insurance companies can't go around just accepting every customer's word for what something is worth. That would be stupid of them. They gotta justify it. And you gotta help. Nicely.

I keep saying 'Nicely' because if you get into a pissing contest with the Adjuster or the Company, you're almost certainly gonna lose. Even going to arbitration is tricky. Real ticky.

You gotta understand something, the adjuster and the company, both of them -- They want that claim GONE. The adjuster wants it off his desk, he wants to move on to the next job and the Company wants the claim closed.

Put yourself in the adjuster's shoes. Can you imagine telling your boss that you just payed out two or three thousand dollars extra based solely on a customer's word? Or would you rather present evidence proving that you payed the correct amount to a customer based on facts and not somebody's opinion?

I'm tellin' you, they just don't care about a couple grand here or there. They just gotta justify it.