HD financial services = IDIOTS
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Tourer
Joined: Mar 2007
Posts: 481
Likes: 0
From: Canada
RE: HD financial services = IDIOTS
ORIGINAL: toyrider
I do not go for direct withdraws for payments...first I never pay the minimum amount and second I do all my payment via online bill pay..if you schedule a payment on a certain date, it is guaranteed to be there on that day.....in five years of using bill pay for all of my payments, whether it is my mortgage, insurance, utilites, etc....I have never had an issue
Check with your bank about their online service that they provide, plus it should be free and you never have to pay for stamps
I do not go for direct withdraws for payments...first I never pay the minimum amount and second I do all my payment via online bill pay..if you schedule a payment on a certain date, it is guaranteed to be there on that day.....in five years of using bill pay for all of my payments, whether it is my mortgage, insurance, utilites, etc....I have never had an issue
Check with your bank about their online service that they provide, plus it should be free and you never have to pay for stamps
Cruiser
Joined: Apr 2007
Posts: 180
Likes: 0
From: Live Free or Die
RE: HD financial services = IDIOTS
I have had similar issues in the past with automatic withdrawals getting completely screwed up (cable or phone bills) and learned my lesson there. Not a big fan of checks (hate 'em) but have never had an issue with the online bill pay through my bank in the 4 years I have been goin' that route.
Road Master
Joined: Jan 2006
Posts: 899
Likes: 0
From: South Carolina
RE: HD financial services = IDIOTS
I have my truck and my bike loans setup for automatic withdrawals. I do it from a savings account that I opened ONLY for the purpose of making that ONE payment. I only put enough money in each account each month to make ONE monthly payment.
Road Master
Joined: Apr 2007
Posts: 981
Likes: 1
From:
RE: HD financial services = IDIOTS
I use auto payment for most of my bills, including HD FINANCING.
I've NEVER had a problem and my bills have been paid with auto-pay for many years.
I will say however, that in dealing with the reps at HD Financing over the phone, I have NOT been impressed. Calling them idiots is too kind.
I've NEVER had a problem and my bills have been paid with auto-pay for many years.
I will say however, that in dealing with the reps at HD Financing over the phone, I have NOT been impressed. Calling them idiots is too kind.
Ultimate HDF Member
Joined: Jun 2006
Posts: 5,801
Likes: 13
RE: HD financial services = IDIOTS
All of my loans go out auto payment. But then of course, the credit union I use has two employees, and is for PD Officers/family only. It's like dealing with friends and co-workers......cuz they are
Tourer
Joined: Jul 2005
Posts: 386
Likes: 6
From: Huntsville, AL
RE: HD financial services = IDIOTS
ORIGINAL: RazorFXDB
This is the ticket right here. I pay all other bills through on-line banking. However, HD financial being the MORONS that they are do not provide that service to Canadians!! ... Apparently they don't have any canadain banking institutions in their 'database'. Every time I get off the phone with these people I want to hurt someone.
This is the ticket right here. I pay all other bills through on-line banking. However, HD financial being the MORONS that they are do not provide that service to Canadians!! ... Apparently they don't have any canadain banking institutions in their 'database'. Every time I get off the phone with these people I want to hurt someone.
Fortunately, I was able to use Bill Pay though and can't believe it's not available to the folks up North...
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Stellar HDF Member
Joined: May 2005
Posts: 2,137
Likes: 17
From:
RE: HD financial services = IDIOTS
Surprised no one else has said this; Re-finance!!!!!
You can probably get a better interest rate elsewhere. But in any case why would you keep doing business with them?
You can probably get a better interest rate elsewhere. But in any case why would you keep doing business with them?
Thread Starter
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Tourer
Joined: Mar 2007
Posts: 481
Likes: 0
From: Canada
RE: HD financial services = IDIOTS
ORIGINAL: mp
Surprised no one else has said this; Re-finance!!!!!
You can probably get a better interest rate elsewhere. But in any case why would you keep doing business with them?
Surprised no one else has said this; Re-finance!!!!!
You can probably get a better interest rate elsewhere. But in any case why would you keep doing business with them?
The reason I wanted 7 was to have the lowest monthly payment possible. I singed the papers for my first home, and my first harley in the same week. Until I get comfortable with the payments, I want as much flexibilty as possible. My plan is to pay off the loan sooner, but I didn't want to put myself in a huge hole just trying to make ends meet. Hopefully my calculations were correct, but I'll find out soon enough.