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Theres drops, and theres tips, and theres high side/low side crashes...either way a drop/tip low speed is going to happen, and it happens quick and unexpectedly. An engine guard will keep the damage to a minimum, it also keeps it from going all the way over on its side.
Like was said before, the oil probably just came out at the oil cap but I would trailer the bike to someone to throughly check out those scratches before riding it.
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