problems with Harley Davidson Finacial?
Road Warrior
Joined: Dec 2006
Posts: 1,522
Likes: 1
From: Douglasville, GA
RE: problems with Harley Davidson Finacial?
HD credit is scared. Like many lending companies, HD put loans in the 2002-2004 time frame to people who normally wouldn't qualify. Look at the home mortage defaults going on everywhere, it's the same with HD Credit, just on a smaller scale. They have seen too many defaults and the repo business is booming. They are leveraging every angle to try and get their money. These "strongarm" tactics are just a way for them to try and get every penny they have loaned out. You might want to get a customer service manager on the phone and explain your situation, let them know that you have every intention of paying, but run a little short sometimes. They would much rather get the payments late than not at all.
Road Master
Joined: Feb 2006
Posts: 935
Likes: 1
From: SoCal
RE: problems with Harley Davidson Finacial?
ORIGINAL: Navychief
HD credit is scared. Like many lending companies, HD put loans in the 2002-2004 time frame to people who normally wouldn't qualify. Look at the home mortage defaults going on everywhere, it's the same with HD Credit, just on a smaller scale. They have seen too many defaults and the repo business is booming. They are leveraging every angle to try and get their money. These "strongarm" tactics are just a way for them to try and get every penny they have loaned out. You might want to get a customer service manager on the phone and explain your situation, let them know that you have every intention of paying, but run a little short sometimes. They would much rather get the payments late than not at all.
HD credit is scared. Like many lending companies, HD put loans in the 2002-2004 time frame to people who normally wouldn't qualify. Look at the home mortage defaults going on everywhere, it's the same with HD Credit, just on a smaller scale. They have seen too many defaults and the repo business is booming. They are leveraging every angle to try and get their money. These "strongarm" tactics are just a way for them to try and get every penny they have loaned out. You might want to get a customer service manager on the phone and explain your situation, let them know that you have every intention of paying, but run a little short sometimes. They would much rather get the payments late than not at all.
Banned Camp
Joined: May 2007
Posts: 408
Likes: 0
RE: problems with Harley Davidson Finacial?
wildbillg, I'd suggest calling customer service and asking for a manager/supervisor get their name and ID # explain the situation and ask whoever you speak to note the account for no calls and that any and all contact should be made in writing, as it is a quality of life issue for your wife, unless you have 30 day money, I would also send HD credit a letter saying the same thing that you tell the manager/supervisor and include the date, time and ID # of said manager/supervisor.
If they continue to harass and a 0530 phone call is harassment, contact your Attorney General, especially if you don't have 30 day money
If they continue to harass and a 0530 phone call is harassment, contact your Attorney General, especially if you don't have 30 day money
Tourer
Joined: Sep 2007
Posts: 345
Likes: 0
From: Vancouver, WA
RE: problems with Harley Davidson Finacial?
That's odd.... quite a few times I've been a week late, or a little more, and I never get any calls... I've never missed a payment, though. I guess they know I'm going to come through for them and they don't sweat it. No late fees either... hmmm?
Tourer
Joined: Aug 2007
Posts: 292
Likes: 0
From: Rochester, Wa. just south of Olympia.
RE: problems with Harley Davidson Finacial?
sound like a collecting agent
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Seasoned HDF Member
Joined: Jul 2007
Posts: 6,336
Likes: 67
From: SW Minnesota
RE: problems with Harley Davidson Finacial?
Even though we mailed it in plenty of time, we received a phone call one day after it was due when it didn't arrive in time. We thought that was a little extreme.
We signed up for automatic checkingdeduction soon after.
Minnesota has a 9 to 9 law. No unsolicited phone calls before 9 am or after 9 pm. There is a pretty good monetary fine if it's violated.
We signed up for automatic checkingdeduction soon after.
Minnesota has a 9 to 9 law. No unsolicited phone calls before 9 am or after 9 pm. There is a pretty good monetary fine if it's violated.
Tourer
Joined: May 2007
Posts: 426
Likes: 0
From: Illinois
RE: problems with Harley Davidson Finacial?
Pay it up a month ahead and then keep paying each month on the same date that way you'll never be late.
Refinance it to another institution.Harley financing doesnt have the best rates by far anyway.
Refinance it to another institution.Harley financing doesnt have the best rates by far anyway.