Repossession
Ultimate HDF Member
Joined: Feb 2007
Posts: 5,578
Likes: 4
From: Northern California
RE: Repossession
ORIGINAL: Blackmouth
Considering this is an '08 and already you're 4 mos behind, you need to do a little soul-searching.
1. Are you gonna ever get caught up? I don't mean that in a harsh way. Many of us have been through hard times. You need to consider...on YOUR list of priorities what are the chances you will actually get the loan caught up and not have the bike repo'd?If your out of work, have health issues in your family, or other real problems we all must face that are causing you to run short on cash...maybe you should quit ducking the repo guy and get the bike picked up so that you can concentrate on more serious/meaningful matters to get you over your current hump.
2. If you don't think you will likely be able to get caught up on the loan for ANY reason...why spend money on service? Even doing service yourself and sending Harley Credit the money you would have given the dealer's service dept doesn't make sense. If you really KNOW your not going to be able get caught up on the bike payment any time soon (and only you can know this), then just give up the bike...save your much needed money. Don't spend it on service parts or a Harley Credit payment. Use the money for something really important like food, shelter, clothing, etc.
I don't know how bad things are for you. I just hope this repo thing is just you being a little careless rather than a serious health or career issue, but I sure do wish you the best. Just PLEASE don't throw money towards your bike for ANYTHING if your just going to wind up getting it repo'd in the next few months anyway.
GOOD LUCK.
Considering this is an '08 and already you're 4 mos behind, you need to do a little soul-searching.
1. Are you gonna ever get caught up? I don't mean that in a harsh way. Many of us have been through hard times. You need to consider...on YOUR list of priorities what are the chances you will actually get the loan caught up and not have the bike repo'd?If your out of work, have health issues in your family, or other real problems we all must face that are causing you to run short on cash...maybe you should quit ducking the repo guy and get the bike picked up so that you can concentrate on more serious/meaningful matters to get you over your current hump.
2. If you don't think you will likely be able to get caught up on the loan for ANY reason...why spend money on service? Even doing service yourself and sending Harley Credit the money you would have given the dealer's service dept doesn't make sense. If you really KNOW your not going to be able get caught up on the bike payment any time soon (and only you can know this), then just give up the bike...save your much needed money. Don't spend it on service parts or a Harley Credit payment. Use the money for something really important like food, shelter, clothing, etc.
I don't know how bad things are for you. I just hope this repo thing is just you being a little careless rather than a serious health or career issue, but I sure do wish you the best. Just PLEASE don't throw money towards your bike for ANYTHING if your just going to wind up getting it repo'd in the next few months anyway.
GOOD LUCK.
Novice
Joined: Sep 2007
Posts: 18
Likes: 0
RE: Repossession
Please take it in for service, call the finance co. while it is there, and be RESPONSIBLE. Those of us who will use HD Credit in the near future will appreciate the lower rate we get by not having to pay for other people's irresponsibility.
Road Captain
Joined: May 2007
Posts: 654
Likes: 0
From: Manchester, England.
RE: Repossession
If you are short on money why would you take it to a dealer for service?
Dealers are expensive, find a 3rd party tech that can help you out.
Also if you have already made 1/3 of the payments you may find that you can just give it back, almost like a rental and not have to pay the rest of the debt off.
Check it out if that is an option you would consider.
Dealers are expensive, find a 3rd party tech that can help you out.
Also if you have already made 1/3 of the payments you may find that you can just give it back, almost like a rental and not have to pay the rest of the debt off.
Check it out if that is an option you would consider.
Banned
Joined: Aug 2007
Posts: 2,532
Likes: 1
From: Southern California
RE: Repossession
You could go to the airport and try making some cash in the men's room.
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Ultimate HDF Member
Joined: Jun 2006
Posts: 5,801
Likes: 13
RE: Repossession
Okay......lets assume they find a defect that warranty would have covered, but they dont fix it, cuz they immediately repo the bike.
Does Harley then owe him the parts/shop rate $$ for the repair that the warranty would have repaired for him, had he made the payments?
Does Harley then owe him the parts/shop rate $$ for the repair that the warranty would have repaired for him, had he made the payments?
Road Warrior
Joined: Aug 2007
Posts: 1,271
Likes: 2
From:
RE: Repossession
ORIGINAL: BadBoyFLSTC
You could go to the airport and try making some cash in the men's room.
You could go to the airport and try making some cash in the men's room.
