When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
I bought my 2009 Heritage from them at 8.9%. I knew it was a s***** rate at the time, but as I got 0 down and 0 interest for six months and am going to pay it off completely before that I don't care. I love using other people's money.
When and IF Harley Davidson, has showrooms stockpiled with bikes, and there's little to no demand for them??? yeah... MAYBE.... but...I sincerly doubt that will happen any time soon. The first thing HD will do (did do in fact) is cut production. Less supply, demand will remain steady for a while.
Meanwhile Dealers are slow to move off MSRP, which tells me there's a long way to go before ZERO % financing.
Employee pricing? Zero % Financing are tools to get buyers purchasing stuff, they aren't showing any interest IN. Many cases the ZERO percent is a come on, and many buyers won't qualify for that rate.
That was how I got my bike around this time last winter. But it wasn't a MOCO sponsored 0% deal. It was a local financing deal through a local credit union that does much of the dealership's bike financing. It worked out well for me. The finance charge on the loan was considerably less than what I would have paid in interest charges on a four year loan at 6%.
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.
Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.
Slideshow: Harley-Davidson's challenges aren't abstract; they show up in dropping shipments, shrinking dealer traffic, and strategic decisions that aren't yet translating into growth.