0% Financing for Harley?
Road Warrior
Joined: Nov 2006
Posts: 1,442
Likes: 3
From: Bel Air Md
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Ultimate HDF Member
Joined: Oct 2008
Posts: 6,224
Likes: 49
From: NW Florida
I think so too... I'd probably even go see about trading in my 06.
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Road Master
Joined: Dec 2008
Posts: 923
Likes: 3
From: Southern Oregon
I don't think they will every go to 0%, they don't need to. They won't even "deal" that much on thier bikes like Car dealers have to now days.
If I remember, it was about a year and a half ago, didn't Harley financing offer some low rate like 4.9 or 3.9 for a short time? I'm pretty sure they did something like that.
That was an excellent rate but they didnt seem to sell out.
Most of the time, if your credit is decent you can get a better rate from your credit union that you can from Harley. Harley financing is EXPENSIVE compared to other financing options. But I think most people are like me and don't want to screw with it. I could have probably save a percent or two if I wanted to take time to go thru my credit union but that would have saved me $20-30 a month. I was just too lazy to go and apply at the credit union.
Yes, every time I think about that $20-$30, I wish I would have taken the time. Not that I can't afford it, I just don't like wasting money.
If I remember, it was about a year and a half ago, didn't Harley financing offer some low rate like 4.9 or 3.9 for a short time? I'm pretty sure they did something like that.
That was an excellent rate but they didnt seem to sell out.
Most of the time, if your credit is decent you can get a better rate from your credit union that you can from Harley. Harley financing is EXPENSIVE compared to other financing options. But I think most people are like me and don't want to screw with it. I could have probably save a percent or two if I wanted to take time to go thru my credit union but that would have saved me $20-30 a month. I was just too lazy to go and apply at the credit union.
Yes, every time I think about that $20-$30, I wish I would have taken the time. Not that I can't afford it, I just don't like wasting money.
Road Captain
Joined: Nov 2006
Posts: 537
Likes: 3
From: Dothan, AL
They may in fact go to 0% but n order for you to qualify you probably do not need financing. If you have anything less than absolutely perfect credit record, 0% will not do you any good anyway. That 1.05% is the lowest I have ever seen and look what you had to buy to get it. The most reproduced "custom" bike color in the history of motorcycles. I think that vivid black is the only color that has been produced more.