I got smashed into today!
Extreme HDF Member
Joined: Apr 2006
Posts: 11,317
Likes: 11
From: Tucson, Az
RE: I got smashed into today!
Speaking as a retired Insurance Claims Manager I have a suggestion for you and anyone else in your position. Use your Friggin BRAIN. If you hire a lawyer today, he will get 1/3 of any money you collect. If it ends up having to go to court he will probably get 1/2. Why would you want to do that unless it was necessary?????
Wait and listen to what her insurance company has to say. You never know, you might like it. They have an obligation to protect their insured, evaluate your claim and make you a fair offer. If, when it comes to settle this you con't like what they say, you can always retain an attorney at that time so long as the statute of limitations hasn't run out (your insurance company can tell you what the statute is in your state as they vary).
I saw it happen so very many times and just could not understand people giving away so much money unnecessarily.
Wait and listen to what her insurance company has to say. You never know, you might like it. They have an obligation to protect their insured, evaluate your claim and make you a fair offer. If, when it comes to settle this you con't like what they say, you can always retain an attorney at that time so long as the statute of limitations hasn't run out (your insurance company can tell you what the statute is in your state as they vary).
I saw it happen so very many times and just could not understand people giving away so much money unnecessarily.
Road Captain
Joined: Oct 2005
Posts: 694
Likes: 0
From: Indianapolis, IN
RE: I got smashed into today!
Alias,
Some good advise has been posted. Whaap's may be the best. Work with the other drivers insurance company and try to get them to pay what they should pay including your all of medical. Don't release them until you are sure your back is 100%.
Now for the panic horn blowing. I have often thought as I am riding along and need to blow the horn of how handy it would be to just be able to squeeze the left grip to activate the horn. I have the Kuryakyn ISO grips which have pads around the grip. I have noticed that while riding my left index finger is never really squeezing the grip.
Someone (Kuryakyn) should design a similar grip that has a small micro-switch in one of the pads on the bottom of the grip towards the front where the index finger would rest that if you squeeze hard it will make a connection that will activate a relay to sound the horn.
Alias, I hope you recover from your injuries quickly. Being is our age group the body takes longer to bounce back. Keep us informed on how it is going with the insurance company.
Some good advise has been posted. Whaap's may be the best. Work with the other drivers insurance company and try to get them to pay what they should pay including your all of medical. Don't release them until you are sure your back is 100%.
Now for the panic horn blowing. I have often thought as I am riding along and need to blow the horn of how handy it would be to just be able to squeeze the left grip to activate the horn. I have the Kuryakyn ISO grips which have pads around the grip. I have noticed that while riding my left index finger is never really squeezing the grip.
Someone (Kuryakyn) should design a similar grip that has a small micro-switch in one of the pads on the bottom of the grip towards the front where the index finger would rest that if you squeeze hard it will make a connection that will activate a relay to sound the horn.
Alias, I hope you recover from your injuries quickly. Being is our age group the body takes longer to bounce back. Keep us informed on how it is going with the insurance company.
Seasoned HDF Member
Joined: Apr 2006
Posts: 10,675
Likes: 95
From: Billings,Mt.
RE: I got smashed into today!
Alias,glad to hear you were'nt killed.I can give you this advice from experience.
Anyway,make sure you follow up with a doctor for your pain/injuries.You should go to phisical therapy asap,remember your back hurts.Keep track of wages lost.
You might be able to get the deductable paid by the kids/parents insurance.Their insurance rep will try to make you an offer for your pain/suffering,medical payments.Dont accept their first offer.You also dont want too grind them too much or the case could go to court for the settlement,this is if you dont get an attorney.
Good luck.
Anyway,make sure you follow up with a doctor for your pain/injuries.You should go to phisical therapy asap,remember your back hurts.Keep track of wages lost.
You might be able to get the deductable paid by the kids/parents insurance.Their insurance rep will try to make you an offer for your pain/suffering,medical payments.Dont accept their first offer.You also dont want too grind them too much or the case could go to court for the settlement,this is if you dont get an attorney.
Good luck.
Tourer
Joined: Mar 2006
Posts: 473
Likes: 0
From:
RE: I got smashed into today!
ORIGINAL: Alias
No, I'm a totally disabled Vietnam Vet and the only medical coverage I have is VA.
No, I'm a totally disabled Vietnam Vet and the only medical coverage I have is VA.
Good luck bro.
Stellar HDF Member
Joined: Jun 2006
Posts: 2,704
Likes: 95
From:
RE: I got smashed into today!
ORIGINAL: whaap
Speaking as a retired Insurance Claims Manager I have a suggestion for you and anyone else in your position. Use your Friggin BRAIN. If you hire a lawyer today, he will get 1/3 of any money you collect. If it ends up having to go to court he will probably get 1/2. Why would you want to do that unless it was necessary?????
Wait and listen to what her insurance company has to say. You never know, you might like it. They have an obligation to protect their insured, evaluate your claim and make you a fair offer. If, when it comes to settle this you con't like what they say, you can always retain an attorney at that time so long as the statute of limitations hasn't run out (your insurance company can tell you what the statute is in your state as they vary).
I saw it happen so very many times and just could not understand people giving away so much money unnecessarily.
Speaking as a retired Insurance Claims Manager I have a suggestion for you and anyone else in your position. Use your Friggin BRAIN. If you hire a lawyer today, he will get 1/3 of any money you collect. If it ends up having to go to court he will probably get 1/2. Why would you want to do that unless it was necessary?????
Wait and listen to what her insurance company has to say. You never know, you might like it. They have an obligation to protect their insured, evaluate your claim and make you a fair offer. If, when it comes to settle this you con't like what they say, you can always retain an attorney at that time so long as the statute of limitations hasn't run out (your insurance company can tell you what the statute is in your state as they vary).
I saw it happen so very many times and just could not understand people giving away so much money unnecessarily.
Move slow. Don't give away money to lawyer, but don't settle or get screwed. Call one if you need one. And get a reference, get a good one and make sure what his cut is...
Big Kahuna HDF Member
Joined: Aug 2006
Posts: 44,848
Likes: 3
From: South of Utica New York
RE: I got smashed into today!
i agree with Whaap too, wait and see what her insurance co offers
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Road Warrior
Joined: Oct 2006
Posts: 1,262
Likes: 4
From: Logan, Ohio
RE: I got smashed into today!
Damn dude !Glad you're here to tell about it.The dumb c#nt could have not stopped after just smashing the hell out of your bike she could've kept going and smashed you good too.Good Luck!