I got smashed into today!
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Road Master
Joined: Aug 2006
Posts: 1,200
Likes: 1
From: Okeechobee, Fl
RE: I got smashed into today!
Man, this really sucks. I'm a single dad, I have a 10 year old daughter that I have full custody of. About a half hour ago her mom dropped her off. After reading these responses, I thought I'd go to the VA and have them check out my back and knees. Well the only vehicle I have now is a Dodge pickup and I can't step up into it.
It has a step to make it easier to get into but I can't rase my foot high enough to make it. I guess I'll try and call someone to give me a ride to West Palm to the VA. My problem is how am I going to get my daughter to the school bus stop in the morning? This really SUCKS!!! Calling my ex would really make her day, I can hear her now, "See judge I told you he couldn't take care of her! You need to give me back that child support I'm paying him."
It has a step to make it easier to get into but I can't rase my foot high enough to make it. I guess I'll try and call someone to give me a ride to West Palm to the VA. My problem is how am I going to get my daughter to the school bus stop in the morning? This really SUCKS!!! Calling my ex would really make her day, I can hear her now, "See judge I told you he couldn't take care of her! You need to give me back that child support I'm paying him."
Road Warrior
Joined: Jul 2006
Posts: 1,599
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From:
RE: I got smashed into today!
ORIGINAL: Alias
Man, this really sucks. I'm a single dad, I have a 10 year old daughter that I have full custody of. About a half hour ago her mom dropped her off. After reading these responses, I thought I'd go to the VA and have them check out my back and knees. Well the only vehicle I have now is a Dodge pickup and I can't step up into it.
It has a step to make it easier to get into but I can't rase my foot high enough to make it. I guess I'll try and call someone to give me a ride to West Palm to the VA. My problem is how am I going to get my daughter to the school bus stop in the morning? This really SUCKS!!! Calling my ex would really make her day, I can hear her now, "See judge I told you he couldn't take care of her! You need to give me back that child support I'm paying him."
Man, this really sucks. I'm a single dad, I have a 10 year old daughter that I have full custody of. About a half hour ago her mom dropped her off. After reading these responses, I thought I'd go to the VA and have them check out my back and knees. Well the only vehicle I have now is a Dodge pickup and I can't step up into it.
It has a step to make it easier to get into but I can't rase my foot high enough to make it. I guess I'll try and call someone to give me a ride to West Palm to the VA. My problem is how am I going to get my daughter to the school bus stop in the morning? This really SUCKS!!! Calling my ex would really make her day, I can hear her now, "See judge I told you he couldn't take care of her! You need to give me back that child support I'm paying him."
Relax there my friend - any judge would take the medicla circumstances into consideration. Your ex wouldn't make any headway with that.
Hang in there, keep us posted and know several people here will be praying for a speedy recovery and protection over the areas of your life that may be challenged for a little while.
Glad you're ok!!
Extreme HDF Member
Joined: Apr 2006
Posts: 11,317
Likes: 11
From: Tucson, Az
RE: I got smashed into today!
A little follow up. As already suggested, keep receipts of every expense incurred: medical, car rental, cabs, buses. Be able to verify any lost wages. Have old pay stubs or better yet when you are recovered and back to work, get a letter from any employer stating time missed from work and what wages would have been.
The other insurance company is probably going to ask you for a statement. That's perfectly o.k. Keep it simple and answer their questions honestly. They will probably ask you to sign a medical authorization. This again is perfectly o.k. It let's them go to your doctor and get a medical report (which they will pay for) covering your injuries, treatments, prognosis, etc. Do not talk about settlement until you and your doctor are satisfied you have recovered from your injuries. If your injury and treatments are prolonged, again check with your insurance company as to what the statue of limitations are in your state. Some are one year, some two, some even longer. If you are not in a position to settle as the statue nears, then it might be necessary to hire an attorney to file suite. That will toll the statute and you will be able to continue your treatments and expect to be compensated even though the statue has run.
If you have any questions I can help you with, PM me. I admit my experience is a little dated since I retired in 1989 but things haven't changed that much.
The other insurance company is probably going to ask you for a statement. That's perfectly o.k. Keep it simple and answer their questions honestly. They will probably ask you to sign a medical authorization. This again is perfectly o.k. It let's them go to your doctor and get a medical report (which they will pay for) covering your injuries, treatments, prognosis, etc. Do not talk about settlement until you and your doctor are satisfied you have recovered from your injuries. If your injury and treatments are prolonged, again check with your insurance company as to what the statue of limitations are in your state. Some are one year, some two, some even longer. If you are not in a position to settle as the statue nears, then it might be necessary to hire an attorney to file suite. That will toll the statute and you will be able to continue your treatments and expect to be compensated even though the statue has run.
If you have any questions I can help you with, PM me. I admit my experience is a little dated since I retired in 1989 but things haven't changed that much.
Thread Starter
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Road Master
Joined: Aug 2006
Posts: 1,200
Likes: 1
From: Okeechobee, Fl
RE: I got smashed into today!
Thank you very much, I really have no idea what to do, This is my first accident in more then 40 years.
The VA is about 60 miles from here so I'm trying to find someone to take me right now but it's looking like it'll be tomorrow before I'll be able to get there. The safety of a small is great for my daughter, but it sure stinks when you need to get some where for help.
The VA is about 60 miles from here so I'm trying to find someone to take me right now but it's looking like it'll be tomorrow before I'll be able to get there. The safety of a small is great for my daughter, but it sure stinks when you need to get some where for help.
ORIGINAL: whaap
A little follow up. As already suggested, keep receipts of every expense incurred: medical, car rental, cabs, buses. Be able to verify any lost wages. Have old pay stubs or better yet when you are recovered and back to work, get a letter from any employer stating time missed from work and what wages would have been.
The other insurance company is probably going to ask you for a statement. That's perfectly o.k. Keep it simple and answer their questions honestly. They will probably ask you to sign a medical authorization. This again is perfectly o.k. It let's them go to your doctor and get a medical report (which they will pay for) covering your injuries, treatments, prognosis, etc. Do not talk about settlement until you and your doctor are satisfied you have recovered from your injuries. If your injury and treatments are prolonged, again check with your insurance company as to what the statue of limitations are in your state. Some are one year, some two, some even longer. If you are not in a position to settle as the statue nears, then it might be necessary to hire an attorney to file suite. That will toll the statute and you will be able to continue your treatments and expect to be compensated even though the statue has run.
If you have any questions I can help you with, PM me. I admit my experience is a little dated since I retired in 1989 but things haven't changed that much.
A little follow up. As already suggested, keep receipts of every expense incurred: medical, car rental, cabs, buses. Be able to verify any lost wages. Have old pay stubs or better yet when you are recovered and back to work, get a letter from any employer stating time missed from work and what wages would have been.
The other insurance company is probably going to ask you for a statement. That's perfectly o.k. Keep it simple and answer their questions honestly. They will probably ask you to sign a medical authorization. This again is perfectly o.k. It let's them go to your doctor and get a medical report (which they will pay for) covering your injuries, treatments, prognosis, etc. Do not talk about settlement until you and your doctor are satisfied you have recovered from your injuries. If your injury and treatments are prolonged, again check with your insurance company as to what the statue of limitations are in your state. Some are one year, some two, some even longer. If you are not in a position to settle as the statue nears, then it might be necessary to hire an attorney to file suite. That will toll the statute and you will be able to continue your treatments and expect to be compensated even though the statue has run.
If you have any questions I can help you with, PM me. I admit my experience is a little dated since I retired in 1989 but things haven't changed that much.
Tourer
Joined: Sep 2006
Posts: 280
Likes: 0
From: Surprise, AZ
RE: I got smashed into today!
The statute of limitations in Florida is four years for BI claims.
Florida is not a direct action state so you cannot "sue the insurance company". You file suit against the at fault driver but you are a long ways away from needing to take that step.
Also, insurance companies are not afraid of defending lawsuits. They do it every day. The larger carriers have Staff Counsel which are attorneys who are employed by the carrier to defend lawsuits. Instead of paying a Panel Attorney $150-$200+ an hour, they pay their Staff attorneys a salary regardless of the number of hours worked.
Florida is not a direct action state so you cannot "sue the insurance company". You file suit against the at fault driver but you are a long ways away from needing to take that step.
Also, insurance companies are not afraid of defending lawsuits. They do it every day. The larger carriers have Staff Counsel which are attorneys who are employed by the carrier to defend lawsuits. Instead of paying a Panel Attorney $150-$200+ an hour, they pay their Staff attorneys a salary regardless of the number of hours worked.
Road Warrior
Joined: May 2006
Posts: 1,423
Likes: 0
From: Southern California High Desert, here and there....
RE: I got smashed into today!
Alias, at the minimum you need to have an MRI and a CT scan. You'll want to have an evaluation by an ortho spine specialist or neurosurgeon specializing in spine.
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Road Master
Joined: Aug 2006
Posts: 1,200
Likes: 1
From: Okeechobee, Fl
RE: I got smashed into today!
A friend of mine is taking me to the VA tomorrow morning. Before I go I think I'll call the lawyer and tell them not to represent me. I will do as everyone here has advised.
Thanks for all your help and support.
Thanks for all your help and support.
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