DCU credit union!!!!
Seasoned HDF Member
Joined: Sep 2008
Posts: 12,578
Likes: 19,791
From: Ramona, Ca
This place is the best. I called them today to refinance the bike. Wow did Harley credit roll me. I am glad I am only 6 months into loan. I knew the dealer bought up the points. I recommend anyone New England area give them a call if you went through Harley credit. They easily beat the rate. I got the same amount of payments left with a lower payment
Elite HDF Member
Joined: Feb 2008
Posts: 3,817
Likes: 2
From: Novi MI
Shopping for financing is just as important as the price of the bike. I financed my EG with HD and they actually beat my credit union but I went in there knowing what the rates were. If they think they can screw you over for a higher finance rate, they will.
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Tourer
Joined: Jul 2011
Posts: 464
Likes: 0
From: Weymouth MA
Sorry, i worded it all wrong. I had a 6 year note and was 7 payments in, he said "you must have have 5 year note and you already paid 7 payments" and he gave me a 53 month loan But I had a 6 year loan. So I did take a year off my loan. So lower payments and took a year off. I also did put more money down on loan. But I am saving quite a bit. if you compare what total payments would be with interest at end of loan
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Tourer
Joined: Jul 2011
Posts: 464
Likes: 0
From: Weymouth MA
I went down today, Got it all straighten out. Cost me $20 to join credit union for life. $5 in a savings account that I cant access and a Donation of $15 to a charity. Went smooth and got a great. Plus they have no fee free checking and other things. I like this bank
Outstanding HDF Member
Joined: Aug 2009
Posts: 2,272
Likes: 20
From: Shamokin, PA
Yeah I got burnt on the financing too. And I don't know why I knew I had good credit. Guess I just wanted the bike really bad. Financing parts on the bike is a bad idea as well.
In before tokken "If you can't buy it with cash upfront you don't need/deserve it" guy.
In before tokken "If you can't buy it with cash upfront you don't need/deserve it" guy.
Road Master
Joined: Jan 2011
Posts: 781
Likes: 1
From: central, ohio
HD finance tried to rake me over the coals. They were 12 points higher than the loan I got elsewhere. They make there money giving out high interest loans to people with border line credit. I am glad you got out and saved a bundle.....
Tourer
Joined: Nov 2009
Posts: 355
Likes: 0
From: Betwixt yonder and a fur-piece.
I have had all my homes, investments, cars, etc. with them, they just missed the ball tremendously on this one.
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Elite HDF Member
Joined: Oct 2009
Posts: 4,416
Likes: 88
From: San Quirino, Italy
Not even close to true...It may have been at one time but not now...My local credit union beats USAA EVERY time on bikes and boats. USAA's rates are up significantly the last few years. Not sure what the deal is...
Last edited by Northbound Southerner; Apr 12, 2012 at 05:33 PM.
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