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They process the paperwork with the DMV here in CA, and then the DMV just sits on it.
I haven't done through HD, but I purchased my bike outright and it took 6 weeks to get the title.
Purchasing other vehicles I have the same experience.
took less than two weeks for me. And I paid it off by using the "Pay Bill" feature on my bank's website. I figured since it wasn't a certified check it would take longer... Nope... got it pretty fast I thought.
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