General Topics/Tech Tips Discussion on break in periods, rider comfort, seats and pad suggestions. Tech tips as they become available will be posted here.

insurance

Thread Tools
 
Search this Thread
 
Old Mar 7, 2008 | 03:27 PM
  #11  
Mr springer's Avatar
Mr springer
Cruiser
Joined: Sep 2007
Posts: 243
Likes: 0
From: The Great White (Wet) North
Default RE: insurance

Chea Insurance , WoW.

Good thing you're not in BC .
ICBC has a monopoly ,,full coverage = 1200-1400 a year ++

I only insure for 7 months cuause the weather sucks
 
Reply
Old Mar 7, 2008 | 09:55 PM
  #12  
RADLINE's Avatar
RADLINE
Cruiser
Joined: Jan 2007
Posts: 102
Likes: 11
From: Michigan
Default RE: insurance

ORIGINAL: als88

ok, did a little checking around and here's what i found:
bikeline/markel-$509
allstate-$635
geico-$679
progressive-$398
quotes for about the same coverage or as close as i could to make them all the same. i have a couple more quotes on the way and will post results when they come in. so far i guess i am leaning towards progressive.
--------------------------------------------------------------------------------------------
Use some Caution - If your going with Progressive.
I had a friend do that - he thought he was getting a smokin good deal - then 1 month into his policy - Progressive sends him a bill for the Adjusted Rate!
Nice - Think about it - if its to good to be true - Its probably not the way to go.

 
Reply
Old Mar 8, 2008 | 05:40 PM
  #13  
als88's Avatar
als88
Thread Starter
|
Cruiser
15 Year Member
Joined: Oct 2007
Posts: 223
Likes: 2
Default RE: insurance

yea, thats why i'm shopping around. latest quote from united marine-$432. not too bad. getting a better idea of rates
 
Reply
Old Mar 9, 2008 | 09:27 AM
  #14  
1flhtk4me's Avatar
1flhtk4me
Seasoned HDF Member
15 Year Member
Joined: Apr 2006
Posts: 10,675
Likes: 95
From: Billings,Mt.
Default RE: insurance

Right now i'm paying $533 with GMAC,full coverage w/100-300 liability.Did some searching and here are some results.....AAA $863,Markel $1023,Formost $825,Nationwide $473.
Going to be switching to Nationwide,they had a lower rate with some higher coverages on property damage,uninsured and accessory limit.Also they havea $100 towing reimbursment and a 1yr. AMA membership.
 
Reply
Old Mar 9, 2008 | 12:31 PM
  #15  
als88's Avatar
als88
Thread Starter
|
Cruiser
15 Year Member
Joined: Oct 2007
Posts: 223
Likes: 2
Default RE: insurance

quote from mcgraw-$560. running out of companies, lol
 
Reply
Old Mar 9, 2008 | 12:38 PM
  #16  
als88's Avatar
als88
Thread Starter
|
Cruiser
15 Year Member
Joined: Oct 2007
Posts: 223
Likes: 2
Default RE: insurance

this is from united marine insurance

2006 HARLEY DAVIDSON FLHRCI ROAD KING
------------------------------------------------------------------------
--
Required Liability Limits: Deductible: Limits:
========================================== ===========
===================
Bodily Injury $100,000 /
$300,000
Passenger Liability $100,000 /
$300,000
Property Damage $100,000
Personal Injury Protection $50,000
Optional Liability Limits: Deductible: Limits:
========================================== ===========
===================
Uninsured Motorist Bodily Injury Not Covered
Medical Payments $5,000
Physical Damage Coverages: Deductible: Limits:
========================================== ===========
===================
Collision $500 Covered
Comprehensive $500 Covered
Economic Loss Coverage $25,000
Safety Equipment Covered*
Supp. Uninsured/Underinsured Motorist $100,000 /
$300,000
Supplemental Spouse Protection $100,000
Emergency Road Side Assistance and Towing Covered
Custom Parts, Equipment and Accessories $3,000*
(see coverage details in the notes below)



Total Annual Premium&n
 
Reply
Old Mar 9, 2008 | 12:51 PM
  #17  
als88's Avatar
als88
Thread Starter
|
Cruiser
15 Year Member
Joined: Oct 2007
Posts: 223
Likes: 2
Default RE: insurance

this is from progressive, total is $376 other quote from progressive is $398 difference is $22 because of comp deductible is $250 in higher price quote. even better.

Vehicle #1 -2006 HARLEY-DAVIDSON FLHRCI


Bodily Injury:
$300,000 Combined Single Limit (CSL) $103

Property Damage:
$300,000 Combined Single Limit (CSL) included

Pedestrian Personal Injury Protection:
$50,000 $3.00

Supplemental Uninsured/ Underinsured Motorist Bodily Injury:
Basic UM/$300,000 Combined Single Limit (CSL) SUM $58

Medical Payments:
$2,500 each person $46

Optional Basic Economic Loss:
$25,000 $7



Rental Vehicle Physical Damage:
No coverage

Transport Trailer:
No coverage




Vehicle #1

Comprehensive:
$500 deductible $35


Collision:
$500 deductible $116


Roadside Assistance: $8
Selected


Accessory coverage:
$1-$1,000 included


total $376
 
Reply
Old Mar 9, 2008 | 01:00 PM
  #18  
als88's Avatar
als88
Thread Starter
|
Cruiser
15 Year Member
Joined: Oct 2007
Posts: 223
Likes: 2
Default RE: insurance

geico


Your total premium for a 12 month policy will be $662.

To purchase your policy over the phone, please call 1-800-442-9253.

The details of the coverages and premiums for 2006 HARLEY FLHRCI ROAD KING CLASSIC are:





Bodily Injury Liability(BI)
100/300
$89.00

Property Damage Liability(PD)
100M
$22.00

Medical Payments(MED)
2M
$28.00

Pedestrian Personal Injury(PED-PIP)
BASIC
$10.00

Uninsured Motorist(UM)
100/300
$255.00

Comprehensive(COMP)
500
$128.00

Collision(COLL)
500
$123.00

Towing(TOW)
NON-DED
$7.00
 
Reply
HD Forum Stories

The Best of Harley-Davidson for Lifelong Riders

story-0

7 Times Harley-Davidson Chucked Tradition Out the Window

 Verdad Gallardo
story-1

7 Surprising Harley-Davidson Products that Are Not Motorcycles

 Verdad Gallardo
story-2

8 Best Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-3

10 Worst Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-4

Killer Custom's Jail Break Is The Breakout That Refused to Blend In

 Verdad Gallardo
story-5

Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

 Verdad Gallardo
story-6

Harley-Davidson Reveals Super Cool Cafe Racer Concept

 Verdad Gallardo
story-7

Engraved Rebellion: Inside Bundnerbike's Glam Rock II

 Verdad Gallardo
story-8

10 Motorcycles You Should Never Buy

 Joe Kucinski
story-9

10 Things Harley-Davidson Needs to Fix in 2026

 Verdad Gallardo
Old Mar 15, 2008 | 10:43 AM
  #19  
wallbanger's Avatar
wallbanger
Stage II
Joined: Feb 2008
Posts: 2
Likes: 0
From: M. Walling
Default RE: insurance

Try Farmers just changed from State Farm and saved $200.00 PRR. Yr. 100/500 property damage 100/500 injury 100/500 uninsured -underinsured 240 deduct. 5000 in bling and aparell All for $324.00 per. Yr. 12 Mon. ridding coverage not8 Mon. 4 Mon. like state farm
 
Reply
Old Mar 15, 2008 | 05:40 PM
  #20  
als88's Avatar
als88
Thread Starter
|
Cruiser
15 Year Member
Joined: Oct 2007
Posts: 223
Likes: 2
Default RE: insurance

i'll give them a call. thanks for info
 
Reply



All times are GMT -5. The time now is 05:51 AM.

story-0
7 Times Harley-Davidson Chucked Tradition Out the Window

Slideshow: Harley-Davidson built its reputation on nostalgia, but every so often, the company took a hard left turn into the future.

By Verdad Gallardo | 2026-05-20 11:18:19


VIEW MORE
story-1
7 Surprising Harley-Davidson Products that Are Not Motorcycles

Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.

By Verdad Gallardo | 2026-04-29 16:50:35


VIEW MORE
story-2
8 Best Harley-Davidson Motorcycles Ever

Slideshow: Not every Harley gets it right, but these are the ones that genuinely earned their reputation.

By Pouria Savadkouei | 2026-04-15 14:23:21


VIEW MORE
story-3
10 Worst Harley-Davidson Motorcycles Ever

Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.

By Pouria Savadkouei | 2026-04-01 20:01:09


VIEW MORE
story-4
Killer Custom's Jail Break Is The Breakout That Refused to Blend In

Slideshow: Killer Custom's "Jail Breaker" build focuses more on stance and visual aggression than mechanical overhaul.

By Verdad Gallardo | 2026-03-18 19:20:32


VIEW MORE
story-5
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.

By Verdad Gallardo | 2026-03-07 16:15:30


VIEW MORE
story-6
Harley-Davidson Reveals Super Cool Cafe Racer Concept

Slideshow: Harley-Davidson's new RMCR concept revives the café racer formula with modern hardware-and it may be exactly the reset the company needs.

By Verdad Gallardo | 2026-03-04 12:23:37


VIEW MORE
story-7
Engraved Rebellion: Inside Bundnerbike's Glam Rock II

Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.

By Verdad Gallardo | 2026-02-24 18:19:44


VIEW MORE
story-8
10 Motorcycles You Should Never Buy

Slideshow: There is no shortage of great motorcycles to buy, but we would avoid these ten.

By Joe Kucinski | 2026-02-19 14:50:51


VIEW MORE
story-9
10 Things Harley-Davidson Needs to Fix in 2026

Slideshow: Harley-Davidson's challenges aren't abstract; they show up in dropping shipments, shrinking dealer traffic, and strategic decisions that aren't yet translating into growth.

By Verdad Gallardo | 2026-01-13 18:33:17


VIEW MORE