Progressive?
Seasoned HDF Member
Joined: Oct 2012
Posts: 13,104
Likes: 13,047
From: Texas, USA
It's nice that everyone gives their insurance rates and which company offered a lower price but the comparison may not be apples to apples. How much unisured/underinsured coverage is in the quote? How much accessory coverage? Deductible? Other factors that play into your insurance rate is your location, your FICO score, etc.
So, the insurance company that offered the lowest premium to one person may not be the lowest for another.
So, the insurance company that offered the lowest premium to one person may not be the lowest for another.
Advanced
Joined: Oct 2013
Posts: 86
Likes: 35
From: NH
It's nice that everyone gives their insurance rates and which company offered a lower price but the comparison may not be apples to apples. How much unisured/underinsured coverage is in the quote? How much accessory coverage? Deductible? Other factors that play into your insurance rate is your location, your FICO score, etc.
So, the insurance company that offered the lowest premium to one person may not be the lowest for another.
So, the insurance company that offered the lowest premium to one person may not be the lowest for another.
I have the following coverage from Merkel insurance
250,000/500,000 bodily injury liability
250,000/500,000 uninsured underinsured motorist- Bodily Injury
Property Damage 100,000
Medical Payments 1,000
Funeral Expense coverage 5,000
deductible is 500
I also have a 2013 Bushtec trailer insures for 3,500
Total Premium is $332.00
Seasoned HDF Member
Joined: Feb 2008
Posts: 23,001
Likes: 11,441
Shop rates for same coverage from know company's take best deal. I had progress for a long time was great then they jacked me way up no reason given I was paying more than than a person with 2 DUI'd and I had no tickets in 20 plus years. Dropped them went else were.
Cruiser
Joined: Jul 2019
Posts: 186
Likes: 85
From: NY-LI
Progressive gave me the number and it's also was lower if you pay in full rather than their installment breakdown. Geico I did not bother with.
I also compared the regular progressive quote to the one through USAA and it looks like their affiliate link saves you 10% against the normal progressive quote. I have nothing to compare my rate or plan to. I have a loan on the bike so that affects coverage type I think. The system matched a plan based on my auto coverage. I thought the price was ok but then again, I could have gotten hosed based on other companies or other people's rates. I paid upfront.
Hope that helps.
Joe
I had progressive for 3 years now they kept raising the rates so I shopped around this year. Progressive wanted $880 for the 2 bikes this year last year it was about $720 dollars. I switched to Merkel Insurance and premium exactly as progressive was about $335 dollars.
Road Warrior
Joined: Nov 2013
Posts: 1,845
Likes: 1,997
From: Eastern,North Carolina
It's funny how each company will offer different rates depending on vehicle, location and driving and/or credit history.
I have Erie for home and cars, Geico for my Custom car and Progressive for my bike.
each offers the lowest rates for what they are insuring. No one else has been able to beat them and I let other companies quote them.
I have Erie for home and cars, Geico for my Custom car and Progressive for my bike.
each offers the lowest rates for what they are insuring. No one else has been able to beat them and I let other companies quote them.
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Intermediate
Joined: Jul 2019
Posts: 28
Likes: 2
From: Alabama
Custom bike coverage
Has anyone here had coverage on a "factory" bike, and then had coverage on a true "custom" bike? Was there a difference in premiums? Did the factory bike cost more or less than the custom? Thanks in advance for any and all input y'all may have! Hope everyone is well and Roll Tide Roll!
