Rental Insurance?
Outstanding HDF Member
Joined: Mar 2006
Posts: 3,411
Likes: 22
From: Connecticut
My policy provides coverage for loaner if my bike is in for service/repairs.
It does not provide coverage for a rental.
Check your policy's "Definitions" section for "Covered Motorcycle".
Sammi
It does not provide coverage for a rental.
Check your policy's "Definitions" section for "Covered Motorcycle".
Sammi
Road Master
Joined: Aug 2007
Posts: 888
Likes: 0
From: Central Illinois
I have State Farm. I considered renting a scoot once on a trip to florida. Before doing so, I checked with my agent and was advised that I had coverage of the rental BECAUSE I had coverage on my own bike.
Stellar HDF Member
Joined: Feb 2008
Posts: 2,336
Likes: 415
From: Southern Maryland
Like/same
Before I bought my HD, I rented a Street Bob, and was told by the dealer that my State Farm car insurance would not cover me. So I bought the temp bike ins and rode away. Later I asked my State Farm agent about it, and he said if I had motorcycle insurance, then any rental is covered just like when you rent a car. If you don't have a motorcycle, then they don't cover you on a motorcycle. It comes down to like and same coverage for rentals.
Club Member
Joined: Oct 2008
Posts: 1,864
Likes: 3
From: Dallas, TX & Santa Fe, NM when I can find the time....
Spoke with Progressive and they only provide Liability (not collision/comp) on a "vacation" rental.
However, Progressive insurance does cover rental/loaner bikes in the event your bike is being serviced/repaired.
On another note, Progressive does cover your bike if it is being shipped. Because of time restraints, we are having our bikes shipped home from Sturgis (we're riding up). The shipper only insures up to $15K. Well, I definitely have more than $15K in the bike so they advised me to check with my insurer to see if it was covered while being shipped - apparently not all insurers do. This is saving me some coin as the cost to extend coverage with the shipper was quite pricey!
However, Progressive insurance does cover rental/loaner bikes in the event your bike is being serviced/repaired.
On another note, Progressive does cover your bike if it is being shipped. Because of time restraints, we are having our bikes shipped home from Sturgis (we're riding up). The shipper only insures up to $15K. Well, I definitely have more than $15K in the bike so they advised me to check with my insurer to see if it was covered while being shipped - apparently not all insurers do. This is saving me some coin as the cost to extend coverage with the shipper was quite pricey!
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