Who has H-D Insurance?
Stage IV
Joined: Jun 2009
Posts: 4
Likes: 0
From: Florida
Harley now uses Progressive. They used Foremost, but they raised their rates....toooo high. So Harley, Progressive, Geico are all about the same in FL. I pay less than $400 per year total for 2 Harleys and 1 Yamaha, $500 deductible theft collision towing ect. But do not carry additional medical as I have good health care coverage. Insurance may be less in FL as motorcycle insurance is not required in FL, really.....
As I found when I shopped for Bike insurance rates that were the best, about 80% of the companies out there are just re-selling progressive insurance. This of course will vary by geographic location but it's what I found in my area. I would get with progressive first and then take it from there. Just call them direct, they give discounts for many things. Homeowner, multi-policy, HOG membership, etc.......
I was on Progressive, then switched to geico last year. Was told to check out Diaryland this weekend. Much more motorcycle perks, IE towing, car rental, lodging etc..
I was paying nearly 400 for both bikes using 500 deductible (clean record) and standard options. Dairyland is 200. 234 with 100/300/100 and 250 deductible.
Switched.
I was paying nearly 400 for both bikes using 500 deductible (clean record) and standard options. Dairyland is 200. 234 with 100/300/100 and 250 deductible.
Switched.
Cruiser
Joined: May 2009
Posts: 205
Likes: 0
From: Central Virginia
I'm in Virginia, and just switched from progressive to Foremost. I've got two bikes, a 2010 Street Glide and a Jap cruiser around 800cc. I was paying $706/year. I switched to Foremost and have identical coverage, except added roadside assistance, and now pay $458. I tried to give Progressive the benefit of the doubt and called them.. told them what Foremost was offering. The best they could do was meet in the middle.. so I said SEE YA!
Intermediate
Joined: Jan 2011
Posts: 43
Likes: 1
From: Chicago, IL
I've had Progressive for years. My rates go down a few dollars a month every year. Never had a claim. I pay around $400 a year. My other insurance is thru MetLife and they said they couldn't touch Progressives rates.
Novice
Joined: Jan 2010
Posts: 17
Likes: 0
From: New Jersey
Look into Rider Insurance. Their website lists the states that they are currently writing in. They offer roadside assistance and up to $8,000 in accessories. Things to take into consideration with insurance is that rates are variable based on:
Location
Age
Engine size
Though my bike is getting older, I think I have a great rate through these guys. Plus they've been doing only motorcycles for over 40 years. Check them out- www.rider.com
Location
Age
Engine size
Though my bike is getting older, I think I have a great rate through these guys. Plus they've been doing only motorcycles for over 40 years. Check them out- www.rider.com
3rd Gear
Joined: Apr 2012
Posts: 7
Likes: 0
From: Ma
Problem with me, I live in MA and I don't believe insurance on motorcycles is competitive. Called my agent that I deal with for my truck and she quoted me 1230 for the year for my bike, evidently my premium is high because I haven't had my motorcycle license longer then 5 years ? Guess I'm at the mercy of the insurance company 
.
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