Totaled???
Elite HDF Member
Joined: Dec 2009
Posts: 4,598
Likes: 14
From: navarre ohio
if you change the fluids and do a good cleaning, the bike will be as good as new.. no idea what the ins company will say, but it isn't totaled in reality. the electrics are water proof, and it runs, nothing else to go bad as long as the water isnt left inside too long. i bought a boat once that sat 2 years with several gallons of water in the block.the oil and water mixed enough to make a sludge that didn't allow any rust.. after an oil change,run and a second change to wash it out, you would never know the difference.
Last edited by j1mmy; Aug 1, 2012 at 12:24 AM.
Extreme HDF Member
Joined: Dec 2006
Posts: 10,045
Likes: 36
From: ST. Louis
I had an insurance adjuster tell me I was visiting with at a dealership that you can buy the bike back for 40% of what they give you on a totaled bike.
So you ain't getting it back for $1,500.
For round numbers sake: Wholesale on a 2003 SE Road King is $10,000 so you could keep your bike and a $6,000 check.
Numbers will vary between you and the insurance company I'm sure.
I would buy it back and change the fluids, ride it a 100 miles change the fluids, ride in 100 miles change the fluids, ride it 500 miles and change the fluids.
So you ain't getting it back for $1,500.
For round numbers sake: Wholesale on a 2003 SE Road King is $10,000 so you could keep your bike and a $6,000 check.
Numbers will vary between you and the insurance company I'm sure.
I would buy it back and change the fluids, ride it a 100 miles change the fluids, ride in 100 miles change the fluids, ride it 500 miles and change the fluids.
Thread Starter
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Cruiser
Joined: Jun 2009
Posts: 243
Likes: 1
From: San Antonio, TX
I had an insurance adjuster tell me I was visiting with at a dealership that you can buy the bike back for 40% of what they give you on a totaled bike.
So you ain't getting it back for $1,500.
For round numbers sake: Wholesale on a 2003 SE Road King is $10,000 so you could keep your bike and a $6,000 check.
Numbers will vary between you and the insurance company I'm sure.
I would buy it back and change the fluids, ride it a 100 miles change the fluids, ride in 100 miles change the fluids, ride it 500 miles and change the fluids.
So you ain't getting it back for $1,500.
For round numbers sake: Wholesale on a 2003 SE Road King is $10,000 so you could keep your bike and a $6,000 check.
Numbers will vary between you and the insurance company I'm sure.
I would buy it back and change the fluids, ride it a 100 miles change the fluids, ride in 100 miles change the fluids, ride it 500 miles and change the fluids.
The dealer thinks the bike should be OK for now, but the real question is how it will hold up down the road. So I have three options: buy the bike and take my chances, give it up and be about $2K down from my old trade in with only 5 months of use, or buy it and trade it in for whatever I can get. I love the bike and the thought of not having payments, but a 2005 FLHTCSE2 would be nice.
Thread Starter
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Cruiser
Joined: Jun 2009
Posts: 243
Likes: 1
From: San Antonio, TX
OK, so I pretty much have it worked out that I'm buying the bike back. We've already established the flushing of the engine and transmission with multiple oil changes and I'm planning on cleaning the contacts and spraying them with dielectric grease. What else can you guys suggest I do? I'm thinking the hubs wouldn't be a bad idea.
Tourer
Joined: Aug 2012
Posts: 284
Likes: 0
From: Missouri
Is it going to have a salvage title or clean title? Salvage title is not a big deal if keeping it but if selling it will decrease value by 1/3 or more and most dealers will not take a salvage title bike in on trade and if they do they wont give much. I know alot of people that have bikes with salvage titles me included.
Thread Starter
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Cruiser
Joined: Jun 2009
Posts: 243
Likes: 1
From: San Antonio, TX
Is it going to have a salvage title or clean title? Salvage title is not a big deal if keeping it but if selling it will decrease value by 1/3 or more and most dealers will not take a salvage title bike in on trade and if they do they wont give much. I know alot of people that have bikes with salvage titles me included.
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Cruiser
Joined: Jun 2009
Posts: 243
Likes: 1
From: San Antonio, TX
While I was weighing my options, I kinda fell in love with the yellow '05 SEEG. I love the idea of not having a bike payment, but I'm paranoid as to what may lie down the road. Depending on what I can get to trade in my bike, it might be worth it to take on a couple hundred bucks a month to get what I really want and a warranty.